Jessica Randazzo
Arlington,TN
Summary
Logical Risk Analyst offering 8-year background evaluating portfolio decisions and forecasting potential losses in company's investment processes. Practiced in collecting, organizing and validating financial data integrity. Expertise in strategic planning and risk management. Committed to developing innovative approaches and solutions.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior BSA Risk Analyst, CAMS
Evolve Bank & Trust
08.2018 - Current
- Review Third-Party Payment Senders (TPPS) and their merchants daily for ACH return limits, ACH return rate remediation plans, suspicious activity, excessive chargebacks, etc
- Work directly with Start-Up FinTech banking partners to provide guidance on BSA/AML/KYC regulatory requirements
- Assist in communication and investigation of information concerning BSA/AML/KYB/KYC regulatory requirements and policies
- Assist with investigating alerts and referrals to identify and report suspicious activity on simple to moderately complex cases involving money laundering and fraud
- Investigate multiple simultaneous internal/external cases within Third-Party Payment Senders (TPPS), Money Service Business (MSB) and various merchant’s portfolio
- Review new account information for TPPS and/or their merchants for compliance with CIP procedures
- Enhanced risk management processes by implementing advanced statistical analysis and data modeling techniques.
- Reduced financial losses due to effective identification and mitigation of potential risks in portfolio.
- Knowledge of applicable Anti-money Laundering laws, including : Bank Secrecy Act, USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements
- Responsible for gathering documentation and preparing responses for Subpoena’s, Law Enforcement requests and Information Sharing Requests under 314(a) and (b)
- Conduct periodic internal account/customer reviews to identify potentially suspicious activity
- Prepare Suspicious Activity Report (SAR) filings in accordance with applicable regulatory requirements.
BSA Risk Analyst
Evolve Bank & Trust
05.2018 - 08.2018
- Review of all Third-Party Payment Senders (TPPS) and their merchants daily for ACH return limits, suspicious activity, excessive chargebacks, etc
- Assist in communication and investigation of information concerning BSA/AML/KYC regulatory requirements and policies
- Assist with investigating alerts and referrals to identify and report suspicious activity on simple to moderately complex cases
- Investigate multiple simultaneous internal/external cases within Third-Party Payment Senders (TPPS) and merchant’s portfolio
- Review new account information for TPPS and/or their merchants for compliance with CIP procedures.
- Streamlined risk reporting procedures for improved communication with stakeholders and senior management.
- Improved decision-making processes by providing insightful recommendations based on thorough risk analysis.
Compliance AML Analys
Citibank
06.2016 - 05.2018
- Responsible for conducting customer outreach for NAM Consumer Business Support Unit
- Involved in obtaining Know Your Customer information and asking questions to understand account usage for AML purposes
- Assisting client issues/or appeals related to customer outreach process
- Documenting and tracking all findings and outcomes of each investigation
- Research and collect information to successfully complete requirements of Citi’s KYC program in compliance with Citi policy
- Including ongoing communication with client and branch personnel to obtain all required information
- Interact proactively with Closure and Branch personnel to rescind cases as needed and manage exception timelines to ensure complete client profile
- Assist with reviewing reports using Microsoft Excel and obtaining missing data elements through various research systems
- Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.
- Improved reporting accuracy by meticulously reviewing customer profiles and transaction activities.
Education
Bachelor of Behavioral Science - Criminology
University of Missouri-St. Louis
St Louis, MO01.2013
Associates of Science -
Lewis And Clark Community College
Godfrey, IL01.2010
Skills
- Professional training for Know Your Customer (KYC) and Anti-Money Laundering Policies
- Supervisory Delegate responsible for Shift reporting
- ACAMS Accredited Certified Anti- Money Laundering Specialist
- Quantitative Analysis
- Economic forecasting
Certification
CAMS Certified Anti- Money Laundering Specialist, 2019
Timeline
Senior BSA Risk Analyst, CAMS
Evolve Bank & Trust
08.2018 - Current
BSA Risk Analyst
Evolve Bank & Trust
05.2018 - 08.2018
Compliance AML Analys
Citibank
06.2016 - 05.2018
Bachelor of Behavioral Science - Criminology
University of Missouri-St. Louis
Associates of Science -
Lewis And Clark Community College
CAMS Certified Anti- Money Laundering Specialist, 2019
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