Jessica Scott
Lake Saint Louis,MO
Summary
Senior Audit Analyst with expertise in regulatory compliance and financial crime prevention. Proven ability to lead complex audits, identify risks, and strengthen internal controls. Strong critical thinking and attention to detail contribute to effective audit processes and reporting.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Senior Audit Analyst
Commerce Bank
St. Louis, MO
05.2009 - Current
- Led comprehensive audits of mid- to high-level complexity to evaluate compliance with internal controls, regulatory requirements, and to identify potential areas of risk.
- Audit project responsibility includes the Bank Secrecy Act, the Fair Debt Collection Practices Act, UDAAP, Regulation E, Regulation Z, and Mortgage Servicing.
- Assisted on projects involving internal and external fraud cases to perform research and testing for management.
- Developed the audit scope for assigned projects by analyzing and utilizing information, including regulatory requirements, internal process walkthroughs, procedural review, and risks identified through risk assessment.
- Performed testing, including the use of data analysis tools and files to identify trends, errors, irregularities, strengths and weaknesses, regulatory compliance violations, and control gaps.
- Performed testing independently, as well as supervising fieldwork assigned to staff auditors assisting on the project.
- Effectively communicate decisions, priorities, and relevant information to team members and business line management.
- Prepared detailed audit documentation for management review.
- Prepared draft reports summarizing audit results and findings associated with the audit for management review.
Group Operations Specialist
Commerce Bank
St. Louis, MO
04.2002 - 05.2009
- Processed return-deposited items on deposit accounts.
- Performed account research to identify fraud patterns, such as kiting, counterfeit checks, and other account abuse.
- Performed general ledger reconciliation.
- Researched teller-drawer differences.
Education
Bachelor of Science - Business Administration And Management
Fontbonne University
St. Louis, MO05-2015
Skills
- Regulatory compliance
- Financial crimes, trafficking, sanctions
- Bank Secrecy Act requirements
- Research and audit testing
- Transaction review and account analysis
- Independent critical thinking
- Attention to detail
Certification
- Certified Regulatory Compliance Manager (CRCM) since February 2018
- Certified AML and Fraud Professional (CAFP) since September 2021
Timeline
Senior Audit Analyst
Commerce Bank
05.2009 - Current
Group Operations Specialist
Commerce Bank
04.2002 - 05.2009
Bachelor of Science - Business Administration And Management
Fontbonne University