Jesus Perales
San Antonio
Summary
Experienced in transaction monitoring and prevention of money laundering. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports.
Overview
15
15
years of professional experience
Work History
Senior AML Analyst
Ernst & Young
03.2022 - Current
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Demonstrated expertise in interpreting and applying anti-money laundering (AML) regulations, ensuring strict compliance with relevant laws and guidelines.
- Proven ability to conduct in-depth financial investigations, analyze complex transactions, and identify suspicious activities, mitigating potential risks.
- Proven ability to collaborate with cross-functional teams, including legal, risk management, and law enforcement, to enhance AML processes and foster a culture of compliance.
- Developed and delivered compliance training to new team members.
Business Relationship Manager
Bank Of America
01.2018 - Current
- Mitigate risk on business and consumer account openings by analyzing ID & Document procedures
- Processed needed documentation for any transaction that required on a timely manner
- Verified to comply with legal regulations in every interaction
- Protected client, associates, and company by following correct bank procedures
- Paid attention in detail to stay compliant on AML to avoid bank losses
- Partnered with managers to resolve issues that required recommendations
- Took ownership of any escalated requests regarding client issues
- Attention to detail to remain compliant on Audit processes
- Serviced international customers from LATAM
- Compliant with KYC procedures
- Deliver the best experience for business customers
- Guided business owners for a better strategy to grow business incorporating bank culture
- Virtual Service business accounts for current holders
- Hit deadlines every quarter since starting in position
- Promoted two times within a year on the job
- Knowledge of Bank Secrecy Act, AML regulations, and USA PATRIOT Act
- Own NMLS ID.
Financial Sales Advisor
BBVA Compass Bank
01.2017 - 01.2018
- Top performer every month selling CDs, Accts, CC
- And Loans
- Top performer district-wide selling loans and deposits
- Paid attention in detail to stay compliant on AML to avoid bank losses
- Partnered with managers to resolve issues that required recommendations
- Took ownership of any escalated requests regarding client issues
- Attention to detail to remain compliant on Audit processes
- Deliver the best experience for business customers
- Accomplished sales goals every month
- Compliant with KYC procedures
- Knowledge of Bank Secrecy Act, AML regulations, and USA PATRIOT Act
- Created deep relationships with customers which resulted in referrals
- Own NMLS ID.
Realtor / Broker's Assistant
Re/Max
01.2011 - 01.2017
- Top performer on listing referrals
- Collected required documentation to process mortgages and transactions for 12 realtors
- Helped as a closing partner liaison for title company
- Managed accounts payable and commission checks for realtors
- Closed Broker's real estate deals
- Serviced international customers
- Realtor.
Account Manager (non licensed)
IBC Bank
01.2009 - 01.2011
- First representative to perform every month on deposit sales
- Gold performer every month
- Deliver the best experience for business customers
- Serviced international customers.
Education
Devry University - Bachelors in Business Admin
San Antonio, Tx.01.2019
Champions School of Real Estate (RE License)
San Antonio, Tx.01.2018
SWTJC - Associates Degree in Business Admin
Eagle Pass, Tx.01.2012
International House (France & Italy)
01.2009
High School
Eagle Pass, Tx.01.2008
Skills
- Create and develop strong customer relationships
- Knowledge of Bank Secrecy Act, AML regulations, and the USA PATRIOT Act
- Excellent working skills with teams and liaisons
- Always trying to do more for the customer and our working team
- 100% Fluent in Spanish / English
- Manage time effectively
- Effective Trainer / Coach
- Strong critical-thinking and problem solving skills
- Meeting critical deadlines
- Effective Communication
- Anti-Bribery Compliance
- Problem Solving Aptitude
- Compliance Program Development
- Suspicious Activity Reporting
- Enhanced Due Diligence
- Patriot Act Understanding
- Risk Assessment
- Customer Due Diligence
Timeline
Senior AML Analyst
Ernst & Young
03.2022 - Current
Business Relationship Manager
Bank Of America
01.2018 - Current
Financial Sales Advisor
BBVA Compass Bank
01.2017 - 01.2018
Realtor / Broker's Assistant
Re/Max
01.2011 - 01.2017
Account Manager (non licensed)
IBC Bank
01.2009 - 01.2011
Devry University - Bachelors in Business Admin
Champions School of Real Estate (RE License)
SWTJC - Associates Degree in Business Admin
International House (France & Italy)
High School
Similar Profiles
Harsh Kumar TiwariHarsh Kumar Tiwari
Project Consultant at Ernst & Young LLPProject Consultant at Ernst & Young LLP
Kaushik NamboorKaushik Namboor
Senior Consultant at Ernst & YoungSenior Consultant at Ernst & Young
Chinmoy HaitChinmoy Hait
Senior Consultant at Ernst & Young LLPSenior Consultant at Ernst & Young LLP
Rosa ChappellRosa Chappell
Administrative Assistant at Ernst & YoungAdministrative Assistant at Ernst & Young
David WinklerDavid Winkler
Maintenance Mechanic at Aisin USAMaintenance Mechanic at Aisin USA