Jesus Eduardo Garza
McAllen,TX
Summary
AML professional with solid track record in financial crime prevention and regulatory compliance. Delivered vital contributions to complex investigations, driving successful outcomes through meticulous analysis and thorough documentation. Known for collaborative teamwork and adaptability in dynamic environments, ensuring high standards of accuracy and integrity.
Overview
13
13
years of professional experience
Work History
Anti-Money Laundering Analyst Sr
PNC Bank
04.2025 - Current
- Analyzed financial transactions to identify potential money laundering activities and mitigate risks.
- Conducted thorough investigations on suspicious activity reports, ensuring compliance with regulatory requirements.
- Collaborated with cross-functional teams to develop and implement anti-money laundering policies and procedures.
- Monitored customer accounts for unusual patterns or behaviors, enhancing detection of illicit activities.
- Collaborated effectively with cross-functional teams to ensure seamless coordination and communication during AML investigations.
- Reduced operational risk with regular monitoring and auditing of customer account activities for compliance adherence.
- Ensured prompt resolution of cases involving potential money laundering or terrorist financing activities, liaising with law enforcement agencies as needed.
- Mitigated financial risks, performing periodic reviews of existing clients'' profiles to validate their continued compliance with established policies.
Branch Relationship Banker
BBVA BANK / PNC BANK
SAN JUAN TEXAS, UNITED STATES
09.2020 - 04.2025
- Facilitated internal audits and prepared detailed reports on findings.
- Supervise Cash Transactions Reports for Branch (CTR Report).
- Collaborate with Government Reporting according to Suspicious Incident Reports (SIR).
- Supervise and train new hires on how to create proper Government reports and how to prevent from customers avoiding it.
- Specialized in reading bank statements to prevent Money Laundering on new accounts.
- Checked accounts for fraud and provided law enforcement with relevant details.
- Made introductions to partners to help meet customer's broader financial needs.
- Conducted needs-based conversations to identify customer credit, deposit and investment requirements.
- Participated in billing and collections operations to facilitate client payment of overdue invoices.
- Coordinated, managed and implemented projects for auditor and examiner evaluations.
- Maximized customer service by training staff, overseeing operations and resolving issues.
- Managed escalated phone calls by applying conflict resolutions skills and extensive knowledge of bank policies, products and services.
- Supervised branch operations and made continuous improvements in each area.
Sales Associate
International Bank of Commerce
Mcallen Texas, United States
08.2013 - 02.2016
- Promoted products or services to each customer to consistently achieve sales targets.
- Completed special procedures for customers such as ordering new checks, stopping payments or investigating identity theft.
- Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
- Adhered to established security procedures and reported potential fraud or safety violations to management for immediate recourse.
- Created and managed community events and customer promotions.
- Supervised branch operations and made continuous improvements in each area.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Prospected for new business through networking, community outreach and customer referral generation.
- Encouraged employee development and promoted management staff from within.
- Established new accounts for high net worth individuals and serviced existing accounts to maximize revenue.
- Located and pre-qualified customers for mortgages.
Education
Bachelor of Social And Behavioral Science - Criminal Justice
The University of Texas Rio Grande Valley
Edinburg, TX07-2017
Minor Degree - Spanish
The University of Texas Rio Grande Valley
Edinburg, TX07-2017
Certificate - Cybersecurity: Managing Risk
Harvard University
05-2025
Skills
- Skilled in [Microsoft Office]
- Reporting and documentation
- Financial analysis
- Performance reviews
- Financial analysis and reporting
- Financial management
- Time management
- Relationship building
- CTR expertise
- SIR expertise
- Critical Thinking and Analysis
- Audit Preparation
- Suspicious activity reporting
- Legal research
- AML compliance
- Transaction monitoring
- Sanctions screening
- Investigation techniques
- Banking operations
EXTRACURRICULAR ACTIVITIES
Served for "Movimiento de Jornadas de Vida Cristiana" (MJVC)
from 01/2009 to 12/2017
-Teach Catechism for 2 years
-Visit Children's home for 3 years
-Visit Nursing Home for 2 years.
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
Anti-Money Laundering Analyst Sr
PNC Bank
04.2025 - Current
Branch Relationship Banker
BBVA BANK / PNC BANK
09.2020 - 04.2025
Sales Associate
International Bank of Commerce
08.2013 - 02.2016
Minor Degree - Spanish
The University of Texas Rio Grande Valley
Bachelor of Social And Behavioral Science - Criminal Justice
The University of Texas Rio Grande Valley
Certificate - Cybersecurity: Managing Risk
Harvard University