Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jill McKinney

Kennesaw,GA

Summary

Adept at loan structuring and maintaining high customer satisfaction, I significantly enhanced loan approval rates and customer service at New American Funding. My expertise in documentation review and pipeline management, coupled with a proactive approach to continuing education, ensures compliance and market competitiveness. Achieved President's Club Status three times, underscoring my dedication and skill in financial counseling.

Worked with a Mega Church helping parishioners with credit and financial improvement. Enabling them to purchase their first homes. Putting 47 families in homes over a 3 year period. Professional loan origination expert, adept at managing complex financial transactions and client portfolios. Known for collaborative approach and results-oriented mindset, ensuring seamless operations and successful outcomes. Reliable team player who adapts swiftly to evolving market conditions, proficient in risk assessment, and customer service excellence.

Overview

23
23
years of professional experience

Work History

Senior Loan Originator

Modern Home Mortgage
07.2024 - Current
  • Negotiated favorable loan terms on behalf of clients, leading to more affordable mortgage options.
  • Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
  • Explained very technical financial information to applicants in easy to understand language.

Senior Loan Originator

Academy Mortgage Corporation
08.2023 - 07.2024
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Improved loan approval rates by ensuring thorough and accurate documentation for all loan applications.
  • Streamlined the loan origination process for faster turnaround times, resulting in increased customer satisfaction.

Senior Loan Originator

New American Funding
11.2016 - 08.2023
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Interviewed applicants to assess loan requirements before suggesting offers.

Senior Loan Originator

Caliber Home Loans
06.2015 - 11.2016


  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Examined customer loan applications for loan approvals and denials.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.

Senior Loan Originator

Academy Mortgage Corporation
09.2014 - 06.2015
  • Advised clients on mortgage, education and personal loans.
  • Collaborated with other departments to promptly process loan applications.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Monitored pipelines to track and log status of loans.
  • Assisted customers with completing loan applications and other paperwork.

Senior Loan Originator

CBC National Bank
01.2013 - 08.2014
  • Developed strong relationships with customers through high levels of customer service.
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.
  • Researched and updated industry knowledge on changing legislation and regulations.
  • Supervised loan personnel and motivated to maintain customer service and performance standards.

Senior Mortgage Loan Originator

Brayden Capital Mortgage Company
07.2007 - 09.2013
  • Generated new business through targeted marketing efforts, leading to an increase in loan originations.
  • Mentored junior team members on best practices for mortgage origination, contributing to overall department success.
  • Continuously improved personal knowledge of industry trends, legislative changes, and competitor offerings to maintain a competitive edge in the marketplace.
  • Maintained up-to-date knowledge of industry regulations and compliance requirements, resulting in zero audit findings.

Mortgage-loan-officer

HomeBanc Mortgage
01.2002 - 07.2007
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Achieved President's Club Status 3 years in a row.

Education

Early Childhood Education

UNC-Asheville
Asheville
09-1982

Skills

  • Loan structuring
  • Documentation review
  • Pipeline management
  • Continuing education
  • Maintaining constant communication with borrowers to insure a smooth closing

Timeline

Senior Loan Originator

Modern Home Mortgage
07.2024 - Current

Senior Loan Originator

Academy Mortgage Corporation
08.2023 - 07.2024

Senior Loan Originator

New American Funding
11.2016 - 08.2023

Senior Loan Originator

Caliber Home Loans
06.2015 - 11.2016

Senior Loan Originator

Academy Mortgage Corporation
09.2014 - 06.2015

Senior Loan Originator

CBC National Bank
01.2013 - 08.2014

Senior Mortgage Loan Originator

Brayden Capital Mortgage Company
07.2007 - 09.2013

Mortgage-loan-officer

HomeBanc Mortgage
01.2002 - 07.2007

Early Childhood Education

UNC-Asheville
Jill McKinney