Summary
Overview
Work History
Education
Skills
Timeline
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Jillian Roederer

Las Vegas

Summary

Experienced Senior Loan Processor in FHA, VA, Conventional, and Non-QM loans, bringing a comprehensive understanding of the mortgage industry and excelling at fostering positive relationships with loan partners and borrowers. Strong background in reviewing applications and obtaining supporting documents from borrowers, skilled at maintaining consistent pipelines and delivering quick turnaround times. Expertise lies in skillfully pre-underwriting files, consistently achieving less than 5 conditions after underwriter review, ensuring a smooth loan process for clients.

Overview

16
16
years of professional experience

Work History

Senior Mortgage Loan Processor

Triple A Mortgage
04.2024 - Current
  • Served as a subject matter expert on loan products.
  • Assisted in training junior loan processors, resulting in increased productivity.
  • Reviewed loan files for completeness, identified missing documentation, generated condition lists for applicants, and worked directly with applicants to obtain those documents.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Proactively identified potential issues within applications, taking necessary steps to rectify them before submission for approval.
  • Managed a high-volume pipeline of loans (30+)consistently meeting deadlines and maintaining accuracy in documentation. Pipeline consists of Builder Loans / New Construction
  • 90% of pipeline contains self-employment income
  • Underwriter conditions are less than 5


Senior Loan Processor

SecurityNational Mortgage
10.2013 - 04.2024
  • Processing of 30+ loans per month (50% of loans were Builder / New Construction)
  • Complete thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines before submitting loan to underwriting
  • Maintain working knowledge of agency and investor guidelines and policies
  • Completing initial and re-disclosures on all files, ensuring they are accurately & properly completed
  • Ability to read, review and derive income from complex personal and business tax returns
  • Strong attention to detail and organizational skills
  • Developed a comprehensive understanding of various lender guidelines which helped expedite loan approvals.
  • Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
  • Awards: (10 Years in a row) # 1 for conditions less 5 and Closing the most loans.

Loan Doc Specialist 4 / Team Lead

Wells Fargo Home Mortgage
10.2010 - 10.2013
  • Maintained a deep understanding of various loan products available.
  • Managed a high volume of loans (30+), consistently meeting or exceeding established processing timeframes
  • Contributed to business growth through diligent work on complex loan applications that resulted in successful closings.
  • Boosted team efficiency by training new Mortgage Loan Processors on company policies, procedures, and software systems.
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.

Home Service Specialist II

Bank of America
04.2009 - 10.2010
  • Adhere to strict guidelines of FHA, VA Conventional loans
  • Stay up to date with trends / guidelines of changing guidelines
  • Producing high quality work while paying strict attention to detail (30+ Loan per month).
  • Clearly conveying information and ideas through a variety of channels
  • Ambassador for team building experiences
  • Processing for Builder business /New Home Construction
  • # 1 Community in West Coast for all homebuilders in customer service
  • Conventional authority to underwrite conventional loans
  • Building trust and creditability by understanding customer needs, acting with integrity and following through on commitments
  • Exhibits teamwork and foster collaboration among team members and business partners
  • Team lead for transition to paperless system- overseeing processing department of 10 processors

Education

CCSN - Accounting And Finance

CCSN
Henderson, NV

University Of Phoenix - Business/Finance

University Of Phoenix
Henderson, NV

Skills

  • Proficient FNMA, FHLMC, FHA, VA, NON-QM guidelines and staying up to date with guideline changes
  • Regulatory Knowledge in Mortgage Lending and staying up to date with changes in lending regulations
  • In depth understanding of business tax returns (Sch C 1120, 1120-S, 1065)
  • Assess the creditworthiness and risk level of loan applicants
  • Strong Verbal and Written Skills
  • Analytical Decision-Making with capability to handle complex loan structures and scenarios
  • Microsoft Office Proficiency, Excel and LOS system, Encompass
  • Automated underwriting system (AUS)
  • Pipeline management of 30 loans a month and meeting all COE date's
  • Ability to work independently and as a part of a team

Timeline

Senior Mortgage Loan Processor

Triple A Mortgage
04.2024 - Current

Senior Loan Processor

SecurityNational Mortgage
10.2013 - 04.2024

Loan Doc Specialist 4 / Team Lead

Wells Fargo Home Mortgage
10.2010 - 10.2013

Home Service Specialist II

Bank of America
04.2009 - 10.2010

CCSN - Accounting And Finance

CCSN

University Of Phoenix - Business/Finance

University Of Phoenix

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Jillian Roederer