Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jim Trotter

Oakwood Hills,IL

Summary

Credit professional with comprehensive experience in credit evaluation and risk mitigation. Recognized for fostering collaboration within teams and delivering reliable results, adapting seamlessly to evolving business needs. Expertise in financial analysis, decision making, and client relationship management.

Overview

28
28
years of professional experience

Work History

Regional Credit Officer

Huntington Vendor Finance
07.2005 - Current
  • Evaluated credit applications to determine risk and compliance with lending policies.
  • Utilized Moody's CreditLens financial models to assess creditworthiness of prospective clients.
  • Analyzed market trends to inform strategic decision-making in credit policy development.
  • Collaborated with sales teams to streamline financing solutions for customers.
  • Implemented process improvements that enhanced loan approval efficiency and accuracy.

Vice President of Credit

American Express Business Finance
01.2000 - 12.2004
  • Led cross-functional teams to develop innovative financing solutions for small business clients.
  • Analyzed market trends to inform executive decision-making and shape future business strategies.
  • Mentored emerging leaders, fostering a culture of collaboration and continuous improvement within the organization.

Sr. Vice President Credit

Capital Alliance Financial Services
09.1997 - 12.1999
  • Developed comprehensive business plans, aligning organizational goals with market opportunities for sustainable growth.
  • Provided outstanding service to all individuals, promoting effective, and lasting business relationships.
  • Stayed informed on industry developments and market trends to gain competitive advantage.

Education

Bachelor of Science - Economics

Illinois State University
Normal, IL
05-1984

Skills

  • Customer relations
  • Financial credit assessment
  • Documentation management
  • Financial statement analysis
  • Loan assessment

Timeline

Regional Credit Officer

Huntington Vendor Finance
07.2005 - Current

Vice President of Credit

American Express Business Finance
01.2000 - 12.2004

Sr. Vice President Credit

Capital Alliance Financial Services
09.1997 - 12.1999

Bachelor of Science - Economics

Illinois State University