Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Jimbob Reynolds

Dalhart,TX

Summary

Experienced banking executive who has demonstrated a track record as a team player with strong credit analysis and interpersonal skills, ability to forge relationships (internally and externally) with key stakeholders. Results oriented, decisive leader with proven success in identification, then spearheading operational improvements to drive productivity and reduce cost. Excel in dynamic demanding environments while remaining pragmatic and focused.

Known for reliability, adaptability, strategic vision, and effective problem-solving. Skilled in business management, financial planning, and customer relations.

Overview

26
26
years of professional experience

Work History

Owner/Consultant

JBR3 Consulting
01.2023 - Current
  • Managed day-to-day business operations.
  • Developed and maintained strong relationships with clients, resulting in repeat business and referrals.
  • Oversaw daily operations, ensuring all tasks were completed accurately and efficiently by team members.
  • Increased customer satisfaction by implementing efficient business processes and providing exceptional service.
  • Consulted with customers to assess needs and propose optimal solutions.
  • Implemented marketing strategies to increase brand awareness and attract new customers.
  • Established positive workplace culture that fostered employee engagement, collaboration, and loyalty.
  • Negotiated contracts with suppliers for better pricing and terms, reducing overall costs for business.
  • Established foundational processes for business operations.
  • Achieved financial growth with strategic planning, cost control measures, and targeted marketing efforts.
  • Managed financial aspects of business, including budgeting, financial reporting, and tax preparation.

Chief Credit Officer

Lone Star Ag Credit
01.2010 - 01.2023
  • Experienced banking executive who has demonstrated a track record as a team player with strong credit analysis and interpersonal skills, ability to forge relationships (internally and externally) with key stakeholders
  • Results oriented, decisive leader with proven success in identification, then spearheading operational improvements to drive productivity and reduce cost
  • Excel in dynamic demanding environments while remaining pragmatic and focused
  • Directs the activities of Lone Star Ag Credit's credit division
  • Provides leadership and direction to staff; establishes standards for credit underwriting, administration, loan appraisals, as well as quality control programs; develops and implements comprehensive budgets, plans, programs and procedures; general oversight for 60 employees
  • Built a 12 year record of progressive achievement and advancement within Lone Star Ag Credit
  • Facilitated and guided key internal stakeholders in formulating new vision and strategic direction to return organization to profitability
  • Team development by touring all credit offices on multiple occasions to evangelize need for change mentor, train, test, develop, and challenge
  • Highly functioning committee development Staff Development Work Group, Product Development Committee, Young Beginning Small Farming Committee, Loan Committee
  • Developed and expanded 'grow your own' credit training process
  • Created and improved process for policies and procedures
  • Developed and implemented successful succession plan
  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
  • Streamlined loan approval processes with the development of standardized credit policies and procedures.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Trained new team members on company-specific processes, ensuring consistent standards across the credit department.
  • Maintained compliance with applicable regulations and laws governing consumer credit.
  • Adhered to banking standards and government lending guidelines for loan services.

Senior Vice President Commercial Credit

First State Bank
01.1999 - 01.2010
  • Recruited to build a loan portfolio and lead a community bank
  • Performed a multi functioning role - oversaw staffing, strategic directives, execution of business strategy, as well as developed and implemented marketing plan, sales objectives and budgets
  • Charged with growing loan portfolio and reported to the Chairman/CEO
  • Able to capture extraordinary market share - led First State Bank to a 61% growth rate
  • Effectively led branch staff of 20 individuals
  • Maintained excellent credit quality
  • Enhanced business by building key relationships throughout the organization and community

Education

Bachelor of Arts - Agriculture Economics and Finance

Texas Tech University
Lubbock, TX

Graduate School of Banking -

Rawls College of Business

Skills

  • Visionary Leadership
  • Key Partnership Development
  • Leadership Development
  • Risk Management
  • Business Development
  • Change Management
  • Negotiation
  • Verbal and written communication
  • Financial management
  • Budget development
  • Regulatory compliance
  • Profit and loss analysis

References

  • Joe Haymen, CEO of AgTrust, 601.842.4297.
  • Dave Hogan, AgFirst, Lone Star Ag Credit consultant, 803.422.1372
  • Marc Adams, CoBank, 806.239.1560

Timeline

Owner/Consultant

JBR3 Consulting
01.2023 - Current

Chief Credit Officer

Lone Star Ag Credit
01.2010 - 01.2023

Senior Vice President Commercial Credit

First State Bank
01.1999 - 01.2010

Bachelor of Arts - Agriculture Economics and Finance

Texas Tech University

Graduate School of Banking -

Rawls College of Business

Similar Profiles

CREATE PROFILE
Jimbob Reynolds