JOELL KULINSKY
Las Vegas,NV
Summary
Experienced underwriting specialist with a proven track record in analyzing and assessing financial risks. Strong analytical skills, meticulous attention to detail, and adaptability in dynamic environments. Collaborative team player dedicated to achieving results and supporting team goals. Highly reliable with a keen ability to navigate changing needs and priorities effectively.
Overview
18
18
years of professional experience
Work History
Underwriting Associate (Underwriter 2)
Wells Fargo National Bank
11.2012 - Current
- Assisted with supervisor Ques when needed
- Trained incoming team members
- Process Credit line Increases with using judgment mental decisions within established guidelines to make credit decisions
Underwriter
Wells Fargo National Bank
03.2016 - 06.2019
- Process Credit line Increases with using judgment mental decisions within established guidelines to make credit decisions
- Process all types of retail credit card applications using guidelines within established guidelines to make credit decisions
- Have knowledge of governmental and departmental guidelines to make informed decisions in regards to credit card applications
- Make and receive calls from internal and external sources
- Provide excellent customer service
Loan Servicing Specialist II
Wells Fargo National Bank
11.2012 - 03.2016
- Performed Underwriting activities by Credit line Increases with using judgment mental decisions within established guidelines to make credit decisions
- Received and reviewed incoming private label credit cards application
- Processed applications and used judgment within established guidelines to make credit decisions
- Have knowledge of governmental and departmental guidelines to make informed decisions in regard to credit card applications
- Made and received calls from internal and external sources
- Provided excellent customer service
Assistant Manager
Wal-Mart
02.2007 - 09.2012
- Assisted in store operations, processed receiving, customer service, freight processing, oversee cash office operations, planned for re-set of merchandise, and supervised multiple departments and associates
- Wrote yearly evaluations of associates under my supervision
Education
High School Diploma - Customer Service, Women in Leadership Roles
Kalani High School
Honolulu, HiSkills
- Underwriting credit card applications
- CSS
- Cusp
- ACAPS
- Hotlist guidelines
- Governmental guidelines
- Call center environment
- Windows Office programs
- Public speaking
- Written communication
- Verbal communication
- Leadership
- Employee management
- Scheduling
- Event planning
- Managerial responsibilities
- Multitasking Abilities
- Attention to detail
- Problem-solving abilities
- Organizational skills
- Team collaboration
- Adaptability and flexibility
- Decision-making
- Professional and mature
- Self motivation
- Analytical thinking
- Interpersonal skills
- Administrative support
- Policy implementation
Timeline
Underwriter
Wells Fargo National Bank
03.2016 - 06.2019
Underwriting Associate (Underwriter 2)
Wells Fargo National Bank
11.2012 - Current
Loan Servicing Specialist II
Wells Fargo National Bank
11.2012 - 03.2016
Assistant Manager
Wal-Mart
02.2007 - 09.2012
High School Diploma - Customer Service, Women in Leadership Roles
Kalani High School
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