Johari Hudson
Credit Analyst
Houston,TX
Summary
Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Overview
8
8
years of professional experience
Work History
Credit Analyst
Tennessee Education Lottery
Nashville, TN
08.2023 - Current
- Analyzed customer payment histories to assess credit risk profiles.
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Performed due diligence on new applicants by verifying income, assets and liabilities through public records or third-party sources.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
- Prepared periodic reports detailing overall portfolio performance and trends in delinquency rates.
Contract Specialist
Tennessee Education Lottery
Nashville, TN
02.2023 - 08.2023
- Reviewed and evaluated proposed contract documents to ensure compliance with applicable laws and regulations.
- Provided guidance on contract interpretation when disputes arose between parties involved in a contract agreement.
- Ensured that all signed contracts were properly filed in an organized manner for easy retrieval.
- Monitor existing contracts for upcoming expiration dates, subsequently coordinating with appropriate channels for contract re-negotiation and possible renewal.
Medical Biller
Healthcare Provider Solutions
Nashville, TN
08.2019 - 02.2023
- Compiled and processed data for billing purposes utilizing billing software programs.
- Generated reports in order to track payments due from insurance companies or other third party payers.
- Submitted electronic claims to various insurance carriers.
- Performed daily reconciliation of accounts receivable with payment postings on the computer system.
Shift Leader
Walgreens
Columbus, MS
02.2017 - 08.2019
- Ensured staff was properly trained on all aspects of their job duties, including safety protocols.
- Monitored employee performance to ensure compliance with company policies and procedures.
- Assisted in training new employees on shift operations.
- Provided exceptional customer service and maintained a positive attitude throughout the shift.
- Resolved customer complaints promptly and professionally.
Education
BS Business Administration - Human Resources Management
Southern New Hampshire University
Hooksett, NHSkills
- Credit analysis
- Credit risk
- Credit decisions
- Microsoft Excel proficiency
- Financial statement review
- Oral and written communications
- QuickBooks proficient
Accomplishments
- Promoted within 7 months of joining the Tennessee Education Lottery
- Created a tracking system of new retailers needing Financial Security Deposits
- Was asked to join and help lead our events committee
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins
Timeline
Credit Analyst
Tennessee Education Lottery
08.2023 - Current
Contract Specialist
Tennessee Education Lottery
02.2023 - 08.2023
Medical Biller
Healthcare Provider Solutions
08.2019 - 02.2023
Shift Leader
Walgreens
02.2017 - 08.2019
BS Business Administration - Human Resources Management
Southern New Hampshire University
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