JOHN AMBLER
Doswell,VA
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
10
10
years of professional experience
Work History
MORTGAGE QC MANAGER
Capital Center, LLC. Dba CapCenter
07.2019 - 10.2021
- Managed loan production team, in it's day to day operations.
- FHA underwriting lead. Principal D.E. on staff, responsible for monitoring FHA changes and advising and/or training pre- and post-closing staff regarding underwriting for FHA loans, case assignments / case transfers, and other HUD processes.
- Self-employed / business income underwriting lead and underwriting trainer. Subject matter expert responsible for all income calculations with self-employed borrower income.
- Handled over 50 calls and email inquiries per day pertaining to underwriting scenario issues, closing issues, real estate and legal issues, etc.
- Collaborated with loan officers, processors, underwriters, and third-party stakeholders to ensure on-time closing and delivery of mortgage loans.
- Held weekly meetings with loan team, as well as daily one-on-one training sessions with loan officers, underwriters, processors, and attorneys (in house closing attorneys and compliance counsels) to ensure highest possible quality standards were upheld.
- Assisted upper management, directors, and lateral departments with subject expertise and process recommendations as needed.
- Monitored constant changes in mortgage regulations from all regulatory bodies and third party stakeholders in order to ensure process remained within industry compliance.
- Mentored and encouraged employees to strive for excellence while fostering professional growth.
UNDERWRITING QUALITY INITIATIVE UNDERWRITER, DE
Movement Mortgage
05.2016 - 10.2018
- Anti-fraud (credit fraud) and loss-prevention underwriter
- Coordinated with third party stakeholders and loan investors to mitigate credit risks and correct credit analyses post closing.
- Analyzed over 100 mortgage loans for credit changes per day
- Part of specialized underwriting staff for National Director of Underwriting
LOAN COMMITTEE MORTGAGE UNDERWRITER, D.E.
New American Mortgage
10.2013 - 05.2016
- Credit exception specialist underwriter, loss prevention underwriter, and special projects underwriter.
- Applied grades to each loan application based on established criteria to keep institutional risk low. Analyzed more than 10 credit exceptions per day.
- Balanced risk against profitability to make optimal business decisions and guided junior team members in making similar critical decisions.
- Part of specialized underwriting staff for National Director of Underwriting
MORTGAGE LOAN UNDERWRITER, D.E.
New American Mortgage
07.2012 - 10.2013
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Verified integrity of applicants' information to minimize fraud.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Performed between 2 and 5 new loan underwrites per day on average.
MORTGAGE LOAN PROCESSOR
New American Mortgage
01.2012 - 07.2012
- Responsible for processing conventional, FHA, and VA home loans for underwriting and closing
- Served as single point of contact for mortgage borrowers amid process of obtaining home loans in processing.
- Collaborated with Loan Officers and third parties to provide timely, accurate service for clients throughout entire mortgage process.
- Handled any conditions sent from underwriting departments
- Affirmed loan document accuracy to protect lenders from potential fraud
INFORMATION TECHNOLOGY SPECIALIST
New American Mortgage
08.2010 - 01.2012
- Performed daily system monitoring, verifying integrity and availability of hardware, server resources, systems and key processes.
- Used ticketing systems to manage and process support actions and requests.
- Facilitated best user experience through continuous support, training classes, webinars, improvements and communication of system changes.
- Attended regular client meetings to report project progress and address questions.
Education
Graduate -
Woodberry Forest School
Woodberry ForestBachelor of Science - Biology & International Studies
Virginia Military Institute
Skills
- PRIMARY SKILLS:
- Strong Leadership ability
- Analysis skills
- Public speaking
- Credit Analysis
- Team Oversight
- Budget Preparation
- Regulatory Knowledge
- Quality Control
- Coaching and Mentoring
- Problem-Solving Ability
- Client Rapport-Building
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Quote
Your time is limited, so don’t waste it living someone else’s life.
Steve Jobs
Timeline
MORTGAGE QC MANAGER
Capital Center, LLC. Dba CapCenter
07.2019 - 10.2021
UNDERWRITING QUALITY INITIATIVE UNDERWRITER, DE
Movement Mortgage
05.2016 - 10.2018
LOAN COMMITTEE MORTGAGE UNDERWRITER, D.E.
New American Mortgage
10.2013 - 05.2016
MORTGAGE LOAN UNDERWRITER, D.E.
New American Mortgage
07.2012 - 10.2013
MORTGAGE LOAN PROCESSOR
New American Mortgage
01.2012 - 07.2012
INFORMATION TECHNOLOGY SPECIALIST
New American Mortgage
08.2010 - 01.2012
Graduate -
Woodberry Forest School
Bachelor of Science - Biology & International Studies
Virginia Military Institute
Additional Information
- Strong believer in the power of data analytics, constantly striving to find ways to employ and utilize data analytics principles to further productivity, and familiar with principles of data analysis. Studying to master advanced principles of data analytics through courses on Udemy.
- Tech Savvy former IT. Recent related coursework includes Microsoft Azure Cloud Management, Azure Data Fundamentals, AWS Cloud Fundamentals. Believes strongly that cloud technology represents future of business computing.
- Highly experienced 3D artist, modeler, and digital photographer. Significant expertise with Adobe Creative Suite, Blender, Daz3d, ZBrush, and many more software platforms. 10+ years of digital art experience. 3D modeling/rendering is primary personal hobby and part-time business.
- Natural mentor and teacher; loves nothing more than sharing knowledge and experience with others.
- Friendly and empathic, with a personal mission to make the world a better place, one small step at a time.
Similar Profiles
Sarah LauderbackSarah Lauderback
REGIONAL SALES MANAGER at Leon Capital Group DBA Mattison Avenue Holdings LLCREGIONAL SALES MANAGER at Leon Capital Group DBA Mattison Avenue Holdings LLC
HUSNY ISMAELHUSNY ISMAEL
GENERAL SALES MANAGER at Capital Motors LP (dba Capital JeepGENERAL SALES MANAGER at Capital Motors LP (dba Capital Jeep
STEVEN CHABALIKSTEVEN CHABALIK
Due Diligence Specialist at PROSPERUM CAPITAL PARTNERS DBA ARSENAL FUNDINGDue Diligence Specialist at PROSPERUM CAPITAL PARTNERS DBA ARSENAL FUNDING