John Barton
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 20 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
31
31
years of professional experience
Work History
Finance Director
Southern Team Auto Mall
02.2018 - Current
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
Business Manager
Berglund Automotive
07.2015 - 01.2018
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Proactively identified solutions for customers experiencing credit issues.
- Explained very technical financial information to applicants in easy to understand language.
- Identified opportunities to cross-sell and upsell loan products to customers.
Finance Manager
Magic City Motors
01.2012 - 06.2015
- Increased financial efficiency by streamlining and automating financial reporting processes.
- Enhanced budget management by implementing expense tracking and cost reduction strategies.
- Streamlined month-end close process, reducing time spent on manual tasks and improving data accuracy.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Processed loan applications and monitored progress from start to finish.
- Negotiated loan terms and conditions with customers to secure best deal.
Delivery Coordinator
Shelor Motor Mile
04.2009 - 01.2012
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Monitored pipelines to track and log status of loans.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Processed loan applications and monitored progress from start to finish.
President
American Mortgage Consultants Inc.
01.1993 - 03.2009
- Increased loan production by streamlining mortgage lending processes and implementing more efficient systems.
- Developed new mortgage products for diverse client needs, resulting in higher customer satisfaction rates.
- Managed a team of loan officers, achieving consistent growth in closed loans and overall revenue.
- Launched targeted marketing campaigns to attract new clientele, expanding market share within the industry.
- Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
Education
Accounting And Business Management
Virginia Western Community College
Roanoke, VAEnglish And Comparative Literature
Mars Hill University
Mars Hill, NCHigh School Diploma -
Lord Botetourt High School
Daleville, VA06.1984
Skills
- Technology-savvy
- Account Analysis
- General ledger entry
- Business Forecasting
- KPA Tracking
- Organizational Skills
- Compliance Monitoring
- Profitability analysis
- Goal Setting
- Sales Support
- Decision-Making
Affiliations
- National Association of Mortgage Brokers
- Virginia Association of Mortgage Brokers
- NAMB Educational Certification
Timeline
Finance Director
Southern Team Auto Mall
02.2018 - Current
Business Manager
Berglund Automotive
07.2015 - 01.2018
Finance Manager
Magic City Motors
01.2012 - 06.2015
Delivery Coordinator
Shelor Motor Mile
04.2009 - 01.2012
President
American Mortgage Consultants Inc.
01.1993 - 03.2009
Accounting And Business Management
Virginia Western Community College
English And Comparative Literature
Mars Hill University
High School Diploma -
Lord Botetourt High School
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