Own product strategy and P&L across Indiana, Arkansas, and North Carolina, driving profitable growth through data-driven pricing and underwriting decisions
Analyze financial, pricing, and underwriting performance to identify trends and implement actions that improve profitability across all assigned states
Lead product strategy and regulatory engagement in complex markets, representing the company at North Carolina Rate Bureau (NCRB) governing committee meetings
Build and strengthen relationships with regional agents, supporting distribution growth and market expansion
Launch new class plans within growing agency channel, increasing market share and product adoption across multiple states
Support Agile-based IT and product workstreams, partnering cross-functionally to deliver pricing, underwriting, and system enhancements
Implement underwriting rule changes and advanced segmentation strategies to improve risk selection and portfolio performance
Lead a team engaged in end-to-end pricing strategy and execution, including development and implementation of rate filings for new class plans as Senior Pricing Consultant
Recruit, manage, and mentor a team of analysts and leadership program participants, driving performance and supporting talent development
Drove the direct implementation of new telematics pricing programs
Quantitative Consultant
Allstate Insurance Company
Remote
06.2020 - 10.2023
Performed indications, measurements, & filings for 6 separate companies across 7 different lines resulting in an increase of over $149 million in written premium
Specialize in Florida: overall insurance market, political environment, catastrophe risk, & reinsurance supply
Implement location zone rating plans for homeowners lines to more accurately price risks
Develop state-specific indication adjustments based on new insurance legislation
Analyze data in collaboration with State Management resulting in updates to underwriting guidelines that help meet profit & retention goals
Employ GLM & GBM model results to overhaul homeowners rating plans
Create R scripts to simplify data aggregation & analysis of large datasets(10m+ rows)
Complete competitive intelligence analysis with InsurQuote software
Manage training program containing over 35 sessions that onboarded 64 new hires & interns in 2023 between 4 start dates
Participate on task force aimed at improving training & support of diversity & inclusion efforts
Lead actuarial recruitment for North Central College & serve on Chicago recruiting team
Actuarial Pricing Intern
Allstate Insurance Company
Northbrook, IL
06.2019 - 09.2019
Attended over 20 thorough training sessions on the components of how to price P&C insurance including current rate leveling, trending, developing loss data, profit & expense provisions, catastrophe, provisions, & the basics of insurance
Presented & effectively communicated indication results to regional pricing directors & other analysts
Analyzed the re-weighting of premium components in a Homeowners rating plan & investigated policyholder impacts
Education
North Central College
Bachelor of Science
Naperville, IL
05.2001 -
Skills
Communication & Presentation
Collaboration
Data Analysis
Personal Lines Pricing
Government Relations
Time Management
Leadership
Microsoft Excel
R (programming language)
VBA
SQL
Thoughtspot
Accomplishments
Passed SOA Exam FM, Exam P, and Exam IFM
Earned Eagle Scout rank from The Boy Scouts of America
<ul><li>Roles and Responsibilities</li><li>Hiring and team building</li><li>Managing team’s career progression and performance reviews</li><li>Managing Performance improvement plan and firing</li><li>Mentoring</li><li>Product roadmap planning and execution</li><li>Accountability of the entire delivery execution including the risk mitigation planning.</li><li>Stakeholder management</li><li>Adhering to Apple Privacy and Security Guidelines for platform</li><li>Design and implementation of new architectures and solutions to manage all online services for AdXchange in Apple Ads.</li><li>Design and implementation of new architectures and solutions deliver Budget experimentation in Apple Ads</li><li>Design and implementation of new architectures and solutions to manage data for Ad Platform.</li><li>Creating and maintaining all the data and analytics and revenue pipelines for Ad Platforms</li><li>Driving the solution for data ingestions and data processing across Ad platform</li><li>Defining the Strategy for data governance and data access</li><li>Collaboration with business to deliver relevant data and insight for our strategy and decisions.</li><li>Managing storage, processing, copy/synchronization etc. appropriate to scale</li><li>Enabling machine learning and algorithm groups by proving them right frameworks and data</li><li>Advancing team’s design methodology and quality programming practices and evangelize those techniques across Ad platform.</li><li>Deliveries</li><li>Setup 8+ member team to design and deliver Budget Allocation and Budget experimentation.</li><li>Leading Ad Delivery services team, responsible for delivering various capabilities like query understanding, targeting, fraud etc.</li><li>Delivered and Lead Design for observability for budget, and data platform in Ad platform.</li><li>Setup 11+ members high performing team to handle various business needs such as analytics and micro services for Display Advertising as well as Data Platform</li><li>Instrumental in driving Data Platform throughout the SDLC from inception, design, development, testing and deployment.</li><li>Instilled a strong team culture of high-quality delivery by constructive feedback, cross collaboration, focus and motivation.</li><li>Delivered Realtime and Batch Platform with various integrations</li><li>Delivered new DIP design for Data Platform</li><li>Delivered design of all the components of Data processing platform</li><li>Transitioned Display data work to India seamlessly and delivered many critical business impacting features and organizational security initiatives.</li><li>Closely worked with various stakeholders to understand the requirements which resulted into efficient remote work culture.</li><li>Seamless Display execution and set up best practices for 24X7 production on-call.</li><li>Tools and Technologies</li><li>AWS, S3, Kafka, Spark, Hadoop, EMR, Hive, Scoop, Flume, Cassandra, Airflow, Oozie, Gobblin, Schema Store, Icloud, Grafana, Kubernetes, Vertica, Alation, snowflake, druid, Iceberg, Java, Scala, IntelliJ, Oracle, MySql, Git, RIO, Spinnaker, Elastic cache, Grpc, Agile.</li></ul> at Apple - Adplatform<ul><li>Roles and Responsibilities</li><li>Hiring and team building</li><li>Managing team’s career progression and performance reviews</li><li>Managing Performance improvement plan and firing</li><li>Mentoring</li><li>Product roadmap planning and execution</li><li>Accountability of the entire delivery execution including the risk mitigation planning.</li><li>Stakeholder management</li><li>Adhering to Apple Privacy and Security Guidelines for platform</li><li>Design and implementation of new architectures and solutions to manage all online services for AdXchange in Apple Ads.</li><li>Design and implementation of new architectures and solutions deliver Budget experimentation in Apple Ads</li><li>Design and implementation of new architectures and solutions to manage data for Ad Platform.</li><li>Creating and maintaining all the data and analytics and revenue pipelines for Ad Platforms</li><li>Driving the solution for data ingestions and data processing across Ad platform</li><li>Defining the Strategy for data governance and data access</li><li>Collaboration with business to deliver relevant data and insight for our strategy and decisions.</li><li>Managing storage, processing, copy/synchronization etc. appropriate to scale</li><li>Enabling machine learning and algorithm groups by proving them right frameworks and data</li><li>Advancing team’s design methodology and quality programming practices and evangelize those techniques across Ad platform.</li><li>Deliveries</li><li>Setup 8+ member team to design and deliver Budget Allocation and Budget experimentation.</li><li>Leading Ad Delivery services team, responsible for delivering various capabilities like query understanding, targeting, fraud etc.</li><li>Delivered and Lead Design for observability for budget, and data platform in Ad platform.</li><li>Setup 11+ members high performing team to handle various business needs such as analytics and micro services for Display Advertising as well as Data Platform</li><li>Instrumental in driving Data Platform throughout the SDLC from inception, design, development, testing and deployment.</li><li>Instilled a strong team culture of high-quality delivery by constructive feedback, cross collaboration, focus and motivation.</li><li>Delivered Realtime and Batch Platform with various integrations</li><li>Delivered new DIP design for Data Platform</li><li>Delivered design of all the components of Data processing platform</li><li>Transitioned Display data work to India seamlessly and delivered many critical business impacting features and organizational security initiatives.</li><li>Closely worked with various stakeholders to understand the requirements which resulted into efficient remote work culture.</li><li>Seamless Display execution and set up best practices for 24X7 production on-call.</li><li>Tools and Technologies</li><li>AWS, S3, Kafka, Spark, Hadoop, EMR, Hive, Scoop, Flume, Cassandra, Airflow, Oozie, Gobblin, Schema Store, Icloud, Grafana, Kubernetes, Vertica, Alation, snowflake, druid, Iceberg, Java, Scala, IntelliJ, Oracle, MySql, Git, RIO, Spinnaker, Elastic cache, Grpc, Agile.</li></ul> at Apple - Adplatform
Product Business Analyst/Product Owner at AFIA Insurance Brokerage Services, LLCProduct Business Analyst/Product Owner at AFIA Insurance Brokerage Services, LLC