John Michael Millay
Charleston,SC
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
4
4
years of professional experience
Work History
Loan Officer
Bank Of Lexington
03.2021 - Current
- Improved loan processing efficiency by streamlining application procedures and documentation requirements.
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
- Conducted thorough credit analysis to minimize risk exposure for the financial institution.
Mortgage Loan Officer
River City Bank
06.2020 - 03.2021
- Developed strong relationships with borrowers, ensuring timely communication throughout the entire loan process.
- Collaborated with real estate agents, appraisers, title companies, and other professionals to expedite loan approval processes.
- Facilitated successful loan closings by coordinating all required documentation and collaborating with underwriting teams.
- Provided exceptional customer service, addressing client concerns promptly and professionally.
Education
Bachelor of Arts - Business Administration
Bellarmine University
05.2020
Skills
- Relationship building and management
- Loan Origination
- Credit analysis
- Commercial Lending
- Consumer Lending
- Financial Services
- Encompass Experience
Timeline
Loan Officer
Bank Of Lexington
03.2021 - Current
Mortgage Loan Officer
River City Bank
06.2020 - 03.2021
Bachelor of Arts - Business Administration
Bellarmine University
Similar Profiles
Carter PhippsCarter Phipps
Volunteer at Food Bank of Lexington and Meals on WheelsVolunteer at Food Bank of Lexington and Meals on Wheels
Regan GregoryRegan Gregory
Registered Nurse at Lexington Medical Center - Lexington Urgent CareRegistered Nurse at Lexington Medical Center - Lexington Urgent Care
Edward DuersonEdward Duerson
Detective, Bureau of Justice, Bureau of Alcohol, Tobacco, Firearms and Explosives Task Force Officer- ATF Certified Explosive Specialist/ Louisville Field Division, Lexington Field Office/ Hazardous Devices Technician/ FAA Remote Pilot in Command at Lexington- Fayette Urban County Government, Lexington Police DepartmentDetective, Bureau of Justice, Bureau of Alcohol, Tobacco, Firearms and Explosives Task Force Officer- ATF Certified Explosive Specialist/ Louisville Field Division, Lexington Field Office/ Hazardous Devices Technician/ FAA Remote Pilot in Command at Lexington- Fayette Urban County Government, Lexington Police Department