ROCHELLE BECK

• Administer up to 20 commercial loans simultaneously, including as lead bank on large and complex syndicated construction loans
• Manage loan portfolio worth $940MM
• Created Construction Loan Draw Process Desktop Manual for use by Relationship Managers
• Run Kickoff meetings to assist borrowers in draw package preparation, explaining Loan Agreement exhibits, budget balancing, equity and loan draws, interest periods and interest rate options
• Review monthly construction draw packages, analyze in conjunction with inspection report, budget, Loan Agreement, Loan Summary and bank accounting systems of record
• Prepare syndication and funding notices for bank investment groups
• Act as a liaison with borrowers, bank groups, construction inspectors and title companies during all phases of construction financing
• Review and provide comments to loan closers and attorneys on preliminary loan agreement language to insure loans can be serviced properly and reduce risk to bank
• Administer and monitor loans on day-to-day and transactional basis working in close partnership with Relationship Managers, Collateral Risk, accounting, and servicing personnel
• Administer loans in accordance with credit policy requirements for risk management/mitigation, ensuring compliance with approved terms and conditions
• Ensure all necessary documents have been received, and equity requirement met prior to disbursement of any loan funds
• Work directly with syndication group
• Handle and track all Partial Releases of Mortgages for condo unit closings including calculations, approving payoff amounts, preparation of payoff letters, notification to bank groups and releasing to attorneys for filing with county offices
• Process interest payment, loan advances and principal pay downs

• Represent clients for commercial construction build-outs located in office buildings, strip centers, urban and mall locations
• Negotiate with Landlords, review leases, advise clients on lease language including Landlord and Tenant Work Letters and construction related exhibits
• Store design and development, retain and coordinate A/E firms, review for final landlord and DOB submissions
• Prepare preliminary and final budgets for client approval
• Retain expeditors and third party inspectors for permit filing
• Prepare invite to bidders, solicit and review bids, negotiate bids and contracts, award contracts
• Maintained control of project budgets and timelines to keep teams on task and achieve schedule targets.
• Obtain insurance and lien releases to protect clients
• Conduct site meetings and document construction status with digital photography to share with clients
• Coordinate millwork, signage and other third party vendors
• Review and approve contractor pay applications and change orders
• Prepare and follow up on punch-list items
• Obtain close out documents including as-built drawings, warranties and equipment manuals
• Final meeting for landlord approval /space turnover to clients

Same responsibilities as current position at HSBC Bank, NA

• Manage portfolio worth $2.47B majority as lead on complex syndicated deals
• Train new hires on bank systems, construction draw review process, loan administration processes and procedures

• Handled all design and construction related issues for both companies as performed while in their employ from 2000-2009
• See below responsibilities for job function

• Supervised staff of up to four people including two project managers
• Managed 15-20 projects, 25%-45% travel, 800-2000 SF stores
• Generated and reviewed project status reports, reporting directly to CEO
• Prepared budget estimates and negotiated with contractors to meet budget requirements
• Negotiated and awarded construction contracts, approved cost requisitions and obtained all close out documents to obtain tenant allowances and sign offs from landlords
• Designed store layouts with input from franchisees, directed corporate architect /engineer in preparation of construction documents
• Reviewed construction documents for landlord and building department submissions
• Liaised between corporate/franchisees and landlords

• Similar responsibilities as noted above
• Managed free standing, strip center and mall locations with sizes ranging from 5,000-8,000SF
• Supervised staff of three, reporting to CFO and President

• Developed department forms and procedures for use by project managers and support staff
• 30% travel, 800-1800 SF stores
• Managed staff of three, simultaneously handled 10-15 projects
• Similar responsibilities as above.

• Prepared Baseline CPM schedules for various projects including commercial, residential, historical, and waste water treatment plant
• Monitored and documented construction progress by site visits and meetings with owners, architects, contractors and engineers
• Various other responsibilities including claims analysis, reporting and presentations