Summary
Work History
Education
Skills
Timeline
Generic

Jonathan Josef

Hollywood,FL

Summary

Dynamic underwriting professional with extensive experience at Tvt Capital, excelling in risk assessment and credit analysis. Proven track record of enhancing compliance and reducing losses through meticulous documentation and relationship building. Adept at analyzing data to inform strategic decisions, fostering strong client relationships, and driving successful outcomes in high-pressure environments.

Work History

Underwriter

Tvt Capital
New York, NY
2022 - 2024
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • Made approval and denial recommendations by determining accurate risk levels.
  • Examined credit reports, financial statements and tax returns to determine repayment capability.
  • Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
  • Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
  • Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
  • Maintained strong relationships with third-party vendors involved in the application process, ensuring smooth transactions for all parties involved.
  • Built strong relationships with lenders, brokers and clients for constructive communications.

Assistant Underwriter

Tvt Capital
2020 - 2022
  • Provided high level of assistance to help with review, classification, coding, and rating of applications.
  • Responded to customer requests via telephone and email and effectively answered questions and inquiries.
  • Copied, logged and scanned supporting documentation and placed all information in client files.
  • Verified data integrity and accuracy.
  • Entered payments, account information and call logs into Software system.
  • Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
  • Performed detailed analysis of client financial statements to accurately assess risk levels.
  • Collaborated with senior underwriters to assess risks and determine appropriate coverage levels for clients.

Pricing Specialist

TVT Capital
2020 - 2021
  • Reviewed historical sales data to identify trends and inform future pricing decisions, ensuring alignment with overall business strategy.
  • Collaborated with sales and marketing teams to establish competitive pricing strategies, resulting in increased market share.
  • Developed customized pricing solutions to meet unique client needs, fostering long-term business relationships.
  • Achieved increased customer satisfaction by implementing strategic pricing solutions for complex projects.
  • Enhanced profitability with the development of comprehensive pricing models and tools.
  • Evaluated competitor prices and offerings, identifying opportunities for differentiation and value creation.
  • Managed a cross-functional team responsible for developing an innovative dynamic-pricing system that boosted sales performance significantly.
  • Streamlined pricing processes to improve efficiency and ensure accuracy of all financial data.
  • Assisted in negotiating contracts with key clients, securing favorable terms that supported company objectives and revenue goals.

Contracts Administrator

TVT Capital
2019 - 2020
  • Facilitated regular meetings with stakeholders to review project progress and address any contractual concerns.
  • Demonstrated proficiency in data entry, contract modification and billing.
  • Coordinated with legal counsel to resolve disputes or clarify contractual language, minimizing liabilities.
  • Monitored contract budgets and expenditures, ensuring financial accountability throughout the project lifecycle.

Education

Business Administration + Finance - Financial Forensics And Fraud Investigation

Hebrew Academy of Nassau County
Uniondale, NY

Skills

  • Underwriting guidelines
  • Analyzing data
  • Documentation review
  • Risk assessment
  • Data collection
  • Credit analysis
  • Relationship building
  • Data interpretation

Timeline

Underwriter

Tvt Capital
2022 - 2024

Assistant Underwriter

Tvt Capital
2020 - 2022

Pricing Specialist

TVT Capital
2020 - 2021

Contracts Administrator

TVT Capital
2019 - 2020

Business Administration + Finance - Financial Forensics And Fraud Investigation

Hebrew Academy of Nassau County

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