Jonathan Struble
Abingdon,MD
Summary
Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. With over 10 years of experience in the industry, I have built my reputation on 2 key elements that define winning as a company and delivering world class customer service to our clients, relentless effort, and a positive attitude. These attributes lay the foundation for the necessary skills of problem solving, adaptability, and teamwork that translates to success in any industry.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Mortgage Underwriter
Mr. Cooper Mortgage
10.2024 - Current
- Evaluated loan applications for compliance with underwriting guidelines and risk assessment protocols.
- Analyzed borrower creditworthiness through financial documentation and credit reports.
- Collaborated with loan officers to clarify discrepancies and streamline application processes.
- Identified risk factors in mortgage applications, recommending necessary adjustments or additional documentation.
- Reviewed appraisals for accuracy and alignment with market conditions to ensure appropriate property valuation.
Mortgage Underwriter
Contour Mortgage
01.2022 - 02.2024
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Increased customer satisfaction by providing timely feedback on application status and addressing potential issues promptly.
Senior Mortgage Processor
Contour Mortgage
04.2019 - 01.2022
- Processed mortgage applications, ensuring compliance with regulations and lender guidelines.
- Reviewed financial documentation for accuracy, identifying discrepancies to prevent delays in approval.
- Coordinated communication between borrowers, loan officers, and underwriters to streamline processing timelines.
- Mentored junior processors on best practices and efficient workflow management techniques.
- Developed and implemented process improvements that enhanced overall application turnaround time.
- Provided training sessions for team members on new technologies and regulatory changes impacting mortgage processing.
Education
Bachelor of Arts - Business Administration
Towson University
Baltimore, MD12-2014
Skills
- Loan Evaluation
- Risk Assessment
- Financial Analysis
- Problem Solving
- Compliance Management
- Client Relationship
- Data Analytics
- Customer Service
- Team Collaboration
- Time Management
- Strategic Planning
- Process Improvement
Certification
- 2025 Outstanding Service Quality Q1 - Awarded to Underwriter with highest customer experience score.
- 2017 Mortgage Processor of the Year - NewDay Financial.
- 2016 Gold Medal Recipient - NewDay Financial - Awarded to highest producer Q3 2016.
- Harford Community College Tennis Team Captain.
- High School Basketball 1,000 point scorer at Harford Christian School.
- Phai Theta Capa Scholarship recipient from Harford Community College with a GPA of 3.57.
Timeline
Mortgage Underwriter
Mr. Cooper Mortgage
10.2024 - Current
Mortgage Underwriter
Contour Mortgage
01.2022 - 02.2024
Senior Mortgage Processor
Contour Mortgage
04.2019 - 01.2022
Bachelor of Arts - Business Administration
Towson University