Summary
Overview
Work History
Education
Skills
Certification
Volunteer Experience
EXPERTISE
Languages
Websites
References
Timeline
Generic
Jonathan P Melchor

Jonathan P Melchor

San Antonio

Summary

Dynamic and results-driven professional with a proven track record in financial management, operational leadership, and strategic planning. Demonstrated ability to optimize organizational performance, streamline operations, and drive revenue growth. Adept at fostering client relationships, managing large teams, and navigating complex business environments.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Financial Advisor

Lone Star National Bank
San Antonio
03.2025 - Current
  • Serve as the primary financial advisor across four bank branches, offering tailored financial solutions in insurance, retirement planning, and investment strategies.
  • Generate revenue through a combination of life insurance sales, annuity rollovers, and qualified retirement accounts.
  • Build strong referral pipelines by collaborating with bankers, tellers, and lenders, implementing monthly incentive programs to drive consistent lead generation.
  • Host financial literacy workshops and role-playing standups to train staff on uncovering client needs and guiding conversations.
  • Provide rapid quoting and brokerage for business insurance needs, supporting commercial lending teams with time-sensitive closings.
  • Deliver customized financial plans, ensuring clients are well-positioned for long-term growth while navigating key life tran

Financial Representative

Allstate Financial
01.2024 - 03.2025
  • Develop and implement comprehensive financial plans to help clients achieve their financial goals, including retirement planning, investment strategies, and wealth management.
  • Provide personalized advice on a variety of financial products, including insurance, investments, and retirement accounts.
  • Maintain strong relationships with clients, ensuring their financial plans adapt to their changing needs and circumstances.
  • Conduct regular reviews of client portfolios to assess performance and recommend adjustments as needed.
  • Stay up-to-date with industry trends and regulations to provide clients with the most current and effective financial advice.
  • Collaborate with other financial professionals within Allstate to deliver holistic financial solutions to clients.
  • Lead financial education workshops and seminars to help clients and prospects understand key financial concepts and strategies.
  • Agency Collaboration: Worked with owners of Allstate agencies, teaching them the financial side of the business to ensure a comprehensive financial house was provided to clients. Facilitated cooperation and knowledge sharing among agency owners to enhance overall service quality and client satisfaction.

Registered Representative

New York Life
07.2021 - 01.2024
  • Spearheaded strategies to grow and maintain a robust client base, consistently achieving financial objectives.
  • Managed a portfolio of high-net-worth individuals, providing tailored financial advice.
  • Conducted in-depth financial analysis to identify and capitalize on investment opportunities.
  • Developed comprehensive financial plans addressing clients' short-term and long-term goals, including retirement, estate planning, and wealth transfer strategies.
  • Championed the sale of diverse life insurance products, annuities, and investment solutions to both businesses and individuals, tailoring solutions to unique needs.
  • Worked closely with a team of junior advisors and support staff, mentoring and guiding them to ensure top-tier client service and to foster their professional growth.
  • Distinguished as a top-performing advisor, ranking in the top ten among peers. Honored with the Executive Council award for outstanding production in the inaugural year for 3 years straight.

Postmaster

USPS
01.2010 - 07.2021
  • Directed the operational, managerial, and support services across multiple postal facilities, ensuring timely and efficient mail and package delivery for thousands of customers daily.
  • Managed a diverse team of postal workers, clerks, and managers, emphasizing training, professional development, and performance metrics to ensure optimal service delivery.
  • Successfully mediated labor disputes, fostering a harmonious work environment.
  • Spearheaded the creation and oversight of multi-million dollar budgets, ensuring optimal allocation of resources.
  • Implemented cost-saving measures and financial strategies that consistently led to budget surpluses.
  • Cultivated and strengthened relationships with local businesses, ensuring USPS was their preferred choice for shipping needs.
  • Represented USPS at community events and meetings, reinforcing the organization's commitment to serving the local community and addressing any public concerns.
  • Initiated and implemented process improvements to enhance mail sorting and delivery efficiency, incorporating technology solutions where applicable.
  • Ensured all facilities adhered to federal safety standards, regularly conducting audits and drills to maintain a safe working environment for employees and the public.
  • Supply Chain Management: Coordinated logistics and supply chain operations to ensure timely procurement, distribution, and delivery of postal supplies and equipment.
  • Inventory Control: Managed inventory levels of postal supplies, optimizing stock levels to prevent shortages and minimize excess.
  • Vendor Relations: Negotiated contracts and maintained relationships with key suppliers to ensure consistent quality and cost-effectiveness of materials and services.
  • Distribution Network Optimization: Analyzed and improved distribution routes and schedules to enhance efficiency and reduce operational costs.

Education

Degree in progress - MECHANICAL ENGINEERING

University Of Texas San Antonio
San Antonio, Texas
06.2025

Skills

  • Operational Management
  • Strategic Financial Planning
  • Advanced Supply Chain Management
  • Team Collaboration and Development
  • Relationship building

Certification

  • Texas Life & Health License
  • Texas P&C License
  • Series 6 FINRA Representative Securities License
  • Series 63 FINRA Uniform Securities Agent State Law Exam

Volunteer Experience

  • LATINO PROFESSIONALS, NATIONAL BOARD MEMBER, 2024, Present
  • EACH ONE TEACH ONE, BOARD MEMBER, 2023, Present
  • HISPANIC CHAMBER OF COMMERCE, ALEXANDER BRISEÑO LEADERSHIP DEVELOPMENT PROGRAM, 2022, Present

EXPERTISE

  • Strategic Financial Planning: Expert in developing and implementing comprehensive financial plans tailored to clients' goals, including retirement planning, investment strategies, and wealth management
  • Operational Management and Focus: Proven ability to optimize organizational performance, streamline operations, and drive revenue growth through effective leadership and strategic planning.
  • Team Collaboration and Development: Skilled in mentoring and guiding teams of advisors and support staff, fostering professional growth and ensuring top-tier client service.
  • Advanced Supply Chain and Logistics Management: Demonstrated expertise in leading and optimizing end-to-end supply chain operations, ensuring timely procurement, efficient distribution, and cost-effective logistics. Successfully managed inventory levels and negotiated contracts with key suppliers to maintain high standards of quality and service.

Languages

English, Spanish

References

References available upon request.

Timeline

Financial Advisor

Lone Star National Bank
03.2025 - Current

Financial Representative

Allstate Financial
01.2024 - 03.2025

Registered Representative

New York Life
07.2021 - 01.2024

Postmaster

USPS
01.2010 - 07.2021

Degree in progress - MECHANICAL ENGINEERING

University Of Texas San Antonio

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