Dynamic and highly skilled credit and collections expert with over 15 years of demonstrated success in accounts receivable, loss mitigation, legal collections, and team leadership. Specialized in high-volume commercial and consumer debt recovery, regulatory compliance (FDCPA, HIPAA), and enhancing recovery rates while maintaining customer relationships. Proven track record in leading teams, overseeing agency and bankruptcy activities, and managing operational budgets.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Buyer
Performance Food Group (PFG)
Springfield, USA
04.2025 - Current
Sourced goods and services to support high-volume operations, negotiating contracts and nurturing vendor relationships.
Monitored procurement performance to ensure timely delivery aligned with budget targets.
Calculated PAR on items prior to ordering, ensuring proper quantities were procured.
Maintained special orders fill-in sheet and placed orders for entire team efficiently.
Completed daily reports detailing buyers, outs, shorts, credits, flags, expired products, and expected PO next day report.
Released POs daily, creating nine POs as needed.
Evaluate existing and new suppliers by considering price, quality, availability, and business need.
Continually negotiate prices to obtain the best prices on behalf of the company.
Deliver monthly procurement reports that measure various aspects of pricing and inventory levels.
Collections Coordinator
Performance Food Group (PFG)
Springfield, USA
04.2024 - 04.2025
Maintained a large portfolio of AR accounts, and monitored delinquency metrics to improve collection outcomes.
Collaborated with finance and sales to resolve disputes, initiate payment plans, and enforce credit policies.
Supported internal audits and accounts receivable aging report reconciliation.
Assist accounts receivable with the preparation of monthly, quarterly, or annual reporting for audits, including aging and status of receivables.
Release orders daily, run credit cards, and process BillTrust and electronic check payments.
Assist and support customer service with customers seeking credits, or issues escalated by the customers or representatives.
Partner with Finance to maintain receipts and records.
Strong organizational and problem-solving skills, and the ability to prioritize projects concurrently.
Good communication skills: verbal, written, and digital presence, supporting team members and other departments.
Loss Mitigation Specialist
Broadview Federal Credit Union (via Aston Carter)
Remote
07.2023 - 01.2024
Managed delinquent consumer, auto, mortgage, and education loan accounts from early to late-stage delinquency.
Conducted financial assessments, initiated loss mitigation options (modifications, forbearance, DIL), and ensured compliance with internal policies and investor guidelines.
Executed skip tracing using LexisNexis and social platforms; supported fraud claims and payment protection filings.
Documented borrower interaction and payment activities in collection systems, including flags and alerts.
Reaching out to customers with outstanding balances via phone and email.
Taking customer payments over the phone, and establishing payment arrangements.
Partnered with internal departments to resolve disputes and reestablish service for commercial accounts.
Maintained detailed collection notes, and monitored daily order holds.
Preparing weekly collection reports for the Credit Manager.
Strong organizational and problem-solving skills, and the ability to prioritize projects concurrently. Good communication skills: verbal, written, and digital presence.
Complete ownership of the position; supporting team members, and other departments.