Jontue Clewis
Houston,USA
Summary
Experienced Mortgage Underwriter with 5 years of experience in the industry. Highly skilled in analyzing financial documents, assessing risk, and making informed decisions. Known for being a problem-solver and adaptable to changing market conditions. A strong analytical thinker who can effectively evaluate loan applications and ensure compliance with lending guidelines. Ready to contribute to a dynamic organization and help drive success in the mortgage underwriting process. Achievements include reducing risk while improving company profits by applying exceptional skills in decision-making, critical thinking and problem-solving. Builds productive relationships, facilitates communication and prioritizes work for optimum productivity.
Overview
6
6
years of professional experience
Work History
Senior Underwriter
Selene Financial
Houston, USA
05.2021 - 10.2023
- Analyze and evaluate loan applications to determine creditworthiness and risk levels, ensuring compliance with company policies and underwriting guidelines
- Reviewed, evaluated and approved and declined high-risk mortgage loan applications for compliance with company policies and procedures.
- Conducted detailed analysis of borrower creditworthiness by evaluating financial statements, tax returns and other related documents.
Loan Analyst
Selene Financial
Houston, USA
02.2018 - 05.2021
- Developed and implemented new strategies for resolving complex customer issues in a timely manner, ensuring customer satisfaction and retention.
- Monitored loan performance to ensure compliance with applicable laws and regulations.
- Reviewed loan documents for accuracy and completeness prior to funding or closing the loan.
- Analyzed loan applications and financial documents to assess creditworthiness of potential borrowers.
- Developed financial models for loan analysis, including cash flow projections and risk assessments.
- Maintained up-to-date records of all loans originated or serviced within the organization.
- Evaluated borrower requests for modifications or extensions of existing loans.
- Collaborated with underwriters to ensure accurate completion of required documentation prior to closing a loan.
- Resolved customer complaints regarding billing errors or discrepancies on their account statements.
Loss Mitigation Specialist
Shellpoint Mortgage Servicing
Houston, USA
02.2018 - 03.2020
- Collaborated with legal counsel to ensure compliance with federal and state regulations regarding loss mitigation activities.
- Researched and analyzed borrowers' financial information to determine eligibility for loan modification programs.
- Developed and implemented strategies to maximize loss mitigation opportunities with delinquent borrowers.
Education
All Lines Adjuster License - Insurance And Risk Management
Adjuster Pre-License Academy
Irving, TX09-2024
Skills
- Managing Risk
- Quality Control
- Trend Analysis
- Risk Evaluations
- Credit Analysis
- Risk Management
- Claims investigation
- Casualty and property loss
- Property adjusting
- Property claims
Personal Information
Title: Mortgage Underwriter / Licensed insurance Adjuster
Timeline
Senior Underwriter
Selene Financial
05.2021 - 10.2023
Loan Analyst
Selene Financial
02.2018 - 05.2021
Loss Mitigation Specialist
Shellpoint Mortgage Servicing
02.2018 - 03.2020
All Lines Adjuster License - Insurance And Risk Management
Adjuster Pre-License Academy
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