Jordyn Sweet
Tracy,CA
Summary
Dynamic Underwriting Team Lead at Homebridge Financial with a proven track record in process improvement and risk assessment. Expert in training and mentoring teams, enhancing quality control, and driving operational excellence. Successfully implemented strategic goals, fostering a culture of collaboration and performance monitoring to elevate underwriting standards.
Overview
8
8
years of professional experience
Work History
Underwriting Team Lead
Homebridge Financial
02.2026 - Current
- Implementation and execution of strategic goals and objectives for the underwriting department.
- Developed and implemented process improvement plans for underwriters to enhance workflow and accuracy.
- Support underwriters and sales staff on credit guidelines, policies, and procedures to ensure compliance and effective operations.
- Intermediary with QC department on findings, trends, and communication with underwriters.
- Perform second level review on specified loan transactions.
- Conduct new hire training with ongoing mentoring support.
- First point of contact for all credit escalations from sales and operational departments.
- Support closing and funding departments related to time sensitive issues.
- Collaborate with director of operations on associate performance evaluations and training presentations to facilitate skill development.
Senior Underwriter
Logan Finance
10.2024 - 02.2026
- Assessed credit worthiness, detected red flags to prevent misrepresentation
- Underwrote complex loan transactions including commercial properties.
- Underwrote Non-QM loans including DSCR, foreign national, bank statement, P&L, and asset depletion.
- Enhanced underwriting processes and fostered a positive team culture.
- Significantly improved Quality Control ratings within the underwriting department.
Senior Underwriter
American Home Loans
10.2020 - 10.2024
- Underwrote loan transactions such as DSCR, self-employment, multi-packs, and commercial properties.
- Evaluated commercial documents, income statements, asset statements, tax returns, and credit reports to ensure compliance and accuracy.
- Facilitated underwriting team by addressing transaction inquiries, resolving file issues, and implementing process improvements.
- Conducted training sessions for employees on complex loan underwriting and detection of misrepresentation in loan transactions.
Underwriting Manager
SYO Mortgage
12.2018 - 09.2020
- Underwrote conventional and Non-QM loans for various investors, including complex transactions.
- Conducted new hire training for underwriters on income and asset analysis and fraud detection to enhance loan quality.
- Developed and implemented process improvement plans for underwriters to enhance workflow and accuracy.
- Collaborated with team to maintain up-to-date investor guidelines, ensuring compliance and accuracy.
- Assisted in hiring staff, monitored employee performance, and managed department pipelines to optimize workflow.
Education
Bachelor of Science - Forensic Psychology
Grand Canyon University
Phoenix, AZ07-2026
Skills
- Process improvement
- Quality control
- Risk assessment
- Operations management
- Project management
- Workflow management
- Training and mentoring
- Employee training
- Employee evaluation
- Performance monitoring
- Team supervision
- Conflict resolution
- Diversity and inclusion
- Policy development
Accomplishments
- 15 years of underwriting experience
- Promoted within 5 months of employment at SYO Mortgage
- No gaps in employment in 22 years
- DE Certification
Timeline
Underwriting Team Lead
Homebridge Financial
02.2026 - Current
Senior Underwriter
Logan Finance
10.2024 - 02.2026
Senior Underwriter
American Home Loans
10.2020 - 10.2024
Underwriting Manager
SYO Mortgage
12.2018 - 09.2020
Bachelor of Science - Forensic Psychology
Grand Canyon University