Joruel Osvaldo Cardenes Gutierrez
Staten Island,NY
Summary
Results-driven Business Banking Manager with expertise in loan structuring and operational efficiency. Proven ability to enhance customer acquisition through strategic initiatives and ensure compliance with regulatory standards.
Overview
1
1
Language
6
6
years of professional experience
Work History
Business Banking Manager
Asociacion Duarte De Ahorros Y Prestamos
San Francisco De Macoris, Dominican Republic
01.2021 - 06.2024
- Managed client relationships, providing tailored financial solutions to meet diverse business needs.
- Developed and implemented strategic business banking initiatives to enhance customer acquisition and retention.
- Analyzed market trends to identify opportunities for product improvements and service enhancements.
- Oversaw daily operations, ensuring compliance with regulatory standards and organizational policies.
Internet Sales Agent
Altice Dominicana
San Francisco De Macoris, Dominican Republic
11.2018 - 10.2019
- Developed product knowledge to effectively promote services and drive sales growth.
- Managed customer inquiries through multiple channels, ensuring high satisfaction and timely responses.
- Collaborated with marketing teams to execute promotional campaigns and enhance customer engagement.
- Analyzed customer feedback to identify trends and recommend improvements in service delivery.
Education
Sales And Negations Techniques - Banking And Finance
INFOTEP
San Francisco De Macoris, Dominican Republic 10.2022
Bachelor of Arts - Marketing
Autonomous University of Santo Domingo, Primacy of America
San Francisco De Macoris, Dominican Republic10.2020
Skills
Fluent in Spanish
- Loan structuring
- Proficient in computer applications
- Strategic planning
- Team leadership
- Teamwork
Accomplishments
I hold various certifications in banking and finance. As a bank manager in a prestigious financial company I led a team, increased sales, and brought in new clients.
Languages
Spanish
Native or Bilingual
Timeline
Business Banking Manager
Asociacion Duarte De Ahorros Y Prestamos
01.2021 - 06.2024
Internet Sales Agent
Altice Dominicana
11.2018 - 10.2019
Sales And Negations Techniques - Banking And Finance
INFOTEP
Bachelor of Arts - Marketing
Autonomous University of Santo Domingo, Primacy of America