JOSE AGUIRRE
LAS VEGAS
Summary
Small Business Banker Officer Reliable business professional with experience in cashflow, process improvement and financial analysis. Proven track record of successfully streamlining business operations and reducing costs. Adept at analyzing data to identify trends and developing strategies to improve efficiency and cashflow gaps.
Overview
25
25
years of professional experience
1
1
Certification
Work History
Small Business Banker Officer
Bank Of America
05.2012 - Current
- Work with business and consumer clientele to build and deepen relationships by uncovering financial needs and recommend the best suitable product and service to match.
- Constantly track daily, weekly, and monthly sales activities.
- Work as a small business partner with other bankers, internal and external COI's in my area and community.
- Partnering with finance specialist and business partners to build, deepen, and retain small business relationships.
- Execute sales and educational workshops within the local community.
- Proactive managing risk in small business products and services.
- Partnered with credit analysts to assess the creditworthiness of potential borrowers and ensure adherence to underwriting guidelines.
- Provided expert guidance on cash management services to optimize clients'' daily operations and liquidity management.
- Assisted in the development of marketing strategies targeting potential small business customers within the community.
Realtor
RE/MAX Preferred
05.1999 - 05.2012
- Consistently recognized as top sales producer
- Tracking escrows, loan status, short sales, etc
- Excellent in managing relationships with appraisers, home inspectors, sellers and buyers
- Obtained valuable knowledge in short sales, REO properties, and loan modifications
- On site and MRI software proficient
- Responsible for collection of rents, logging and following up calls and resident service request
- Conduct frequent inspections and walk-through of vacant properties and assisting with marketing techniques
- Using point software with password to keep client records organized and safe
- Using kroll factual data to acquire credit information of the client
- Sending and receiving faxes, e-mails, and phone calls daily from other professional organization
- Paperwork was neatly kept, filed and updated in accordance to the broker's requirements.
Education
MBA Master In Business Administration Candidate -
University Of Phoenix
B.S In Business Management -
University Of Phoenix
Realtor Real Estate School -
Las Vegas, NV
High School Diploma -
Las Vegas High School
Skills
- Excellent in managing reports
- Self-motivated
- Excellent customer service
- Proven top performance
- Excellent phone sales abilities
- Proficient in Excel, PowerPoint, Word, Microsoft Outlook, Salesforce
- Superb client follow up
- Excellent in account management
- Excellent dealing with sellers and buyers
- Portfolio Management
- Cash Flow Forecasting
- Financial Planning
- Team Leadership
Certification
493 Hours of Business Advantage, Risk and Regulatory learning courses.
Timeline
Small Business Banker Officer
Bank Of America
05.2012 - Current
Realtor
RE/MAX Preferred
05.1999 - 05.2012
MBA Master In Business Administration Candidate -
University Of Phoenix
B.S In Business Management -
University Of Phoenix
Realtor Real Estate School -
Las Vegas, NV
High School Diploma -
Las Vegas High School