Jose Armijo, M.Fin., FMVA®
San Jose,CR
Summary
Finance professional with 10+ years of experience in corporate and technology sectors, specializing in FP&A, valuation, and investment analysis. Proven track record driving P&L performance, portfolio optimization, and strategic financial modeling for multi-billion-dollar business units. Skilled in transforming insights into actionable business recommendations that enhance profitability and capital efficiency.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Revenue Lead Analyst
Intel Corporation
10.2024 - Current
- Lead quarterly and annual revenue forecasting for $32B revenue business, improving forecast accuracy through detailed volume, pricing, and sales incentives analysis. Presented findings and strategic recommendations to SMG executive leadership to optimize pricing and mix assumptions.
- Identified and implemented tactical actions to capture opportunities and mitigate risks through product margin analysis, variance analysis, and scenario modeling for TAM, inventory, and market share assumptions within a highly dynamic market environment.
R&D Investment Lead Analyst
Intel Corporation
04.2023 - 10.2024
- Managed long-range R&D investment planning and analysis for the CCG product portfolio, leading Corporate 5-year and Engineering 3-year planning cycles. Developed valuation models (NPV, ROI, payback ratio) for products financials to optimize investment allocation to high value adding products and eliminate underperforming products.
FP&A Senior Analyst
Intel Corporation
10.2021 - 06.2023
- Partnered with strategic growth teams to deliver annual OPEX plans and quarterly forecast revisions for Intel's M&A portfolio. Consolidated performance reports and risk analyses for senior deal managers. Developed sound budgets for complex deals including burden affordability, consulting, legal fees, deal structuring pertinent to each deal.
FP&A Senior Analyst
Citigroup Inc
08.2019 - 09.2020
- Managed 5-year P&L planning for CCB NAM region covering 6000+ clients. Analyzed performance using key metrics such as Net Interest Margin, ROA, ROE, and Efficiency Ratio, providing insight for senior bankers.
Compliance Risk Management Officer
Citigroup Inc
06.2017 - 07.2019
- Oversaw Anti-Money Laundering Risk & Controls compliance across 15+ jurisdictions. Prepared regulatory documentation, audit responses, and compliance reports ensuring adherence to risk frameworks.
Education
Master in Financial Management -
ESIC University
Spain01.2021
Risk Analysis Program -
Universidad Costa Rica
Costa Rica01.2019
BBA - Accounting And Finance
Universidad Fidelitas
Costa Rica01.2009
Skills
- Financial Planning & Analysis
- Valuation & Investment Model
- Strategic Finance
- Corporate Budgeting
- Capital Allocation
- Forecasting & Scenario Model
- Risk & Controls
Certification
Financial Modeling & Valuation Analyst (FMVA)® | In Progress (50% complete)
Timeline
Revenue Lead Analyst
Intel Corporation
10.2024 - Current
R&D Investment Lead Analyst
Intel Corporation
04.2023 - 10.2024
FP&A Senior Analyst
Intel Corporation
10.2021 - 06.2023
FP&A Senior Analyst
Citigroup Inc
08.2019 - 09.2020
Compliance Risk Management Officer
Citigroup Inc
06.2017 - 07.2019
Master in Financial Management -
ESIC University
Risk Analysis Program -
Universidad Costa Rica
BBA - Accounting And Finance
Universidad Fidelitas