Jose Martinez
Moreno Valley,CA
Summary
Diligent Closer with solid background in leading closing teams to ensure smooth and efficient operations. Proven track record of managing end-of-day procedures and supporting team members to achieve organizational goals. Demonstrated expertise in problem-solving and effective communication. Professional with strong background in team leadership and operational efficiency. Adept at coordinating tasks, ensuring smooth workflows, and meeting deadlines. Known for fostering collaboration, adapting to changing needs, and driving team success. Skilled in problem-solving, communication, and maintaining high standards in dynamic environment.
Overview
13
13
years of professional experience
Work History
West Coast Division Closing Team Lead
Cross Country Mortgage
07.2016 - 11.2023
- Closing and Mortgage Experience over 10 years
- Balancing figures and sending loan documents to escrow/ Title company
- Verifying and checking for accuracy in wire instructions , sending funding wire to title company to complete funding
- Clear and request ALL loan docs and funding conditions prior to funding.
- TRID trained with current policies and guidelines
- Working with Underwriting and Processing for smooth closing
- Working on Programs such as FHA , VA , Conventional , USDA
- Worked on Bond DPA and have accounts with CALHFA , GSFA , Nevada Housing Program DPA , Arizona Housing , Utah Housing , Washington Housing ,
- Have worked on all 50 states
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
Doc Drawer /Mortgage Funder
Freedom Mortgage Corporation
01.2014 - 01.2016
- Improved company''s funding success rate through diligent review and verification of borrower information.
- Maintained up-to-date knowledge of industry trends and best practices related to mortgage fundings, ensuring compliance with all relevant regulations and guidelines.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
- Working Closely and timely with Escrow Companies to balance Closing Disclosure figures. Maintainingining a pipeline of loans until close Workingrking on clearing conditions for loan documents and funding Reviewingewing accuracy and maintaining compliance through loan docs and funding Reviewingewing signed loan documents for any clerical or any errors prior to close Reviewingewing wire instructions and releasing authorization for funding.
Post Closing / Loan Insuring
First Mortgage Corporation
11.2010 - 05.2014
- Reaching out to City for Final Permits
- Reaching out to Title Company for Corrections on Deed of Trust , Grant Deeds
- reviewing closed files for clerical errors and making adjustments
- contacting investors for any loan suspensions
- organizing and prioritizing defaults or any suspension on FHA,VA , FNMA
- Reduced the number of late or missing documents through diligent tracking and follow-up with responsible parties.
- Worked with warehouse banks to manage shipment of collateral documents.
- Monitored pipelines to track and log status of loans.
- Conducted thorough reviews of closed loan files for accuracy and completeness.
Loan Opener
First Mortgage Corporation
02.2013 - 03.2014
- Maintained strict compliance with industry regulations, reducing potential legal risks for the organization.
- Examined customer loan applications for loan approvals and denials.
- Proactively identified solutions for customers experiencing credit issues.
- Reviewing loan application entering information into loan file
Entering Fees into system
Sending Initial Loan Estimate / Initial disclosures to borrowers
Education
High School Diploma -
Garey Senior High School
Pomona CA06.2008
Skills
- Closing process expertise
- Team Management
- Over 8 years experience in Encompasss
- Compliance knowledge
- Coaching and Mentoring
- Task Delegation
- Sales Support
- Employee Training
- Problem-Solving
- Customer Service
- Time Management
- Reliable and Responsible
- Attention to Detail
Timeline
West Coast Division Closing Team Lead
Cross Country Mortgage
07.2016 - 11.2023
Doc Drawer /Mortgage Funder
Freedom Mortgage Corporation
01.2014 - 01.2016
Loan Opener
First Mortgage Corporation
02.2013 - 03.2014
Post Closing / Loan Insuring
First Mortgage Corporation
11.2010 - 05.2014
High School Diploma -
Garey Senior High School
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