Joseph Avery
Boston,MA
Summary
Looking to return to the workforce as an Insurance Underwriting Leader . I believe my vast and varied background in the Insurance Industry makes me an excellent candidate for your current Commercial Underwriting Officer position.
Overview
34
34
years of professional experience
Work History
Commercial Underwriting Officer
CNA Insurance
Boston, Massachusetts
12.2013 - 12.2018
- Managed Underwriting Directors and Underwriters in New England and Upstate New York
- Lines of Business included Middle Market, Large Property, Foreign Liability, Inland and Ocean Marine, Monoline Umbrella
- Chosen for numerous Home Office assignments including personnel training, IT, effective use of Salesforce, ease of doing business
- Worked closely with Actuarial, Risk Control and Audit staff to determine appropriate needs of our clients, agents and staff
- Quarterly budgeting as well as monthly forecasting
- Frequent Marketing visits including formal presentations
Branch Underwriting Director
CNA Insurance
Boston, Massachusetts
01.2005 - 11.2013
- Managed a team of Middle Market Underwriters and Assistants for the New England Territory
- Developed and implemented underwriting policies, procedures and guidelines
- Collaborated with internal departments such as claims, legal, marketing, sales and finance to resolve customer issues and internal issues
- Performed periodic reviews of existing accounts for changes in risk factors or other conditions that may require re-underwriting
- Provided training and guidance to staff members on underwriting techniques and processes
Underwriting Manager
Willis Towers Watson
Portsmouth, New Hampshire
07.1998 - 12.2004
- Managed a team of Underwriters and Underwriting Assistants (31 direct reports) for high hazard industries via a MGA model
- Ensured staff was following company guidelines of participating Carriers
- Often worked with partner Carriers to update and clarify guidelines
- Worked with Carrier's actuaries to develop appropriate pricing goals
- Audited accounts monthly
Target Industries Manager
Fireman’s Fund
Novato, California
09.1992 - 01.1997
- Developed Insurance Program for the Food Industry. Development included setting Underwriting Guidelines, pricing, Coverage enhancements, marketing materials and nationwide training
- Enhanced Farm Program to be more competitive via Form changes and pricing, where appropriate
- Part of a team that revamped the Company's tiered pricing model. Filings were made nationwide
- Took referrals nationwide
Product Manager
Fireman’s Fund
Minneapolis, Minnesota
05.1992 - 10.1992
- Casualty Referral Manager for the Upper Midwest States
- Training of Underwriting Staff
Underwriting Supervisor
Fireman’s Fund
Milwaukee, Wisconsin
07.1990 - 05.1992
- Managed a team of Middle Market Underwriters for the territories of Wisconsin and Michigan
- Monitored performance of underwriters, providing guidance and feedback as needed
- Responsible for monitoring State Filings
Underwriting Trainee to Senior Underwriter
Fireman’s Fund insurance Company
Los Angeles, California
07.1984 - 07.1990
- Solicited and evaluated insurance applications to approve or decline risks based on company guidelines for Southern California territory
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers
- Underwrote an artisan contractor Program
- Had Branch Authority for Additional Insured policy changes required by City/State
- Maintained largest Book of Business in Underwriting Department
Education
Bachelor of Science - Business Administration
University of Hartford
West Hartford, CTSkills
- Analytics
- Interfacing with Agents and Insureds
- Training
- Understanding of Industry Segments
- Nationwide knowledge of Insurance Filings
- Nationwide knowledge of Distribution sources
Timeline
Commercial Underwriting Officer
CNA Insurance
12.2013 - 12.2018
Branch Underwriting Director
CNA Insurance
01.2005 - 11.2013
Underwriting Manager
Willis Towers Watson
07.1998 - 12.2004
Target Industries Manager
Fireman’s Fund
09.1992 - 01.1997
Product Manager
Fireman’s Fund
05.1992 - 10.1992
Underwriting Supervisor
Fireman’s Fund
07.1990 - 05.1992
Underwriting Trainee to Senior Underwriter
Fireman’s Fund insurance Company
07.1984 - 07.1990
Bachelor of Science - Business Administration
University of Hartford