Summary
Overview
Work History
Education
Skills
Timeline
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Joseph Moyel

Delray Beach,FL

Summary

Credit Analyst with expertise in developing predictive methodologies for risk assessment. Proven track record of enhancing organizational success through meticulous attention to detail and comprehensive knowledge of regulatory compliance. Strong analytical skills and ability to interpret complex data to inform decision-making.

Overview

22
22
years of professional experience

Work History

Credit Risk Analyst

TouchSuite
Boca Raton
08.2024 - 09.2025
  • Analyzed historical credit trends to identify areas of risk exposure.
  • Monitored credit portfolios to ensure compliance with policies.
  • Responded promptly to inquiries from external regulators regarding compliance matters pertaining to credit risk management.
  • Reviewed internal processes related to credit risk management and recommended improvements where necessary.

Credit Risk Analyst

Merchant Lynx Services
Palm Beach Gardens
04.2023 - 08.2024
  • Collaborated with team members to identify potential risk factors.
  • Monitored credit portfolios to ensure compliance with policies.
  • Supported audits by providing necessary documentation and data.
  • Advised senior leadership on strategies for managing overall portfolio risk levels within acceptable parameters.

Due Diligence Analyst

OPUS Capital Markets Consultants
remote
12.2014 - 01.2023
  • Conducted thorough reviews of mortgage documents for compliance and accuracy.
  • Analyzed financial statements to assess borrower creditworthiness and risk factors.
  • Prepared detailed reports summarizing findings from mortgage file assessments.
  • Monitored regulatory changes impacting mortgage lending practices and compliance standards.

IT Support Specialist

ATS
Boca Raton
05.2014 - 10.2014
  • Served as first point of contact for incoming technical service calls and emails.
  • Used remote login tools to assist clients with technical and product questions.
  • Troubleshot hardware issues and worked with service providers to facilitate repairs for end users.

Loan Review Specialist

Digital Risk Mortgage Services
Boca Raton
07.2012 - 05.2014
  • Reviewed loan applications for accuracy and compliance with regulatory standards.
  • Analyzed borrower documentation to assess financial stability and creditworthiness.
  • Reviewed customer files for adherence to established underwriting guidelines.

Community Outreach Coordinator

CredAbility
West Palm Beach
07.2008 - 03.2012
  • Developed outreach materials to promote programs and services effectively.
  • Organized workshops to educate the community on available resources and services.
  • Collaborated with local organizations to build partnerships and support initiatives.

Underwriting Manager

First Nlc Financial Services
Deerfield Beach
10.2003 - 07.2007
  • Led a team of underwriters to ensure consistent evaluation standards.
  • Collaborated with sales and marketing teams to align underwriting practices with business goals.
  • Reviewed complex cases and provided guidance on difficult risk assessments.
  • Implemented quality control measures to improve underwriting accuracy and efficiency.

Education

Bachelor of Science - Finance

Florida State University
Tallahassee, FL

Skills

  • Credit analysis
  • Risk assessment
  • Regulatory compliance
  • Portfolio management
  • Financial modeling
  • Data analysis

Timeline

Credit Risk Analyst

TouchSuite
08.2024 - 09.2025

Credit Risk Analyst

Merchant Lynx Services
04.2023 - 08.2024

Due Diligence Analyst

OPUS Capital Markets Consultants
12.2014 - 01.2023

IT Support Specialist

ATS
05.2014 - 10.2014

Loan Review Specialist

Digital Risk Mortgage Services
07.2012 - 05.2014

Community Outreach Coordinator

CredAbility
07.2008 - 03.2012

Underwriting Manager

First Nlc Financial Services
10.2003 - 07.2007

Bachelor of Science - Finance

Florida State University

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Joseph Moyel