MBA -
University of Minnesota
01.2024
Joseph Serr
Due Diligence Consultant
Minneapolis,MN
Summary
Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and MBA graduate from the University of Minnesota’s Carlson School of Management with 8+ years of experience in financial crime risk, fraud investigations, and compliance oversight. Proven ability to lead Enhanced Due Diligence (EDD) reviews, validate AML/OFAC models, and assess governance frameworks to ensure adherence with regulatory standards. Skilled at challenging conceptual frameworks, analyzing complex datasets, and communicating validation results to executives, regulators, and auditors. Adept at bridging compliance knowledge with statistical rigor to enhance model risk management across BSA/AML, Sanctions, and Fair Lending domains.
Certification
Certified Anti-Money Laundering Specialist (CAMS), ACAMS, 2025-04-01
Skills
Certified Anti-Money Laundering Specialist (CAMS)
Certified Fraud Examiner (CFE)
BSA/AML/OFAC Compliance
Program Leadership
Consumer Lending Compliance
Enterprise-Wide & Targeted Risk Assessments
Transaction Monitoring
CDD/EDD & SAR Reporting
Risk Controls Design
Evaluation & Enhancement
Regulatory Exam & Audit Readiness
Program Development
Education
M.S. - Enterprise Risk Management
University of Minnesota
07.2019
B.A. - undefined
University of Minnesota
08.2011
Overview
21
21
years of professional experience
2
2
Certificates
Work History
Business Execution Associate - Client Due Diligence
Wells Fargo
04.2025 - Current
- Conducted 25+ EDD investigations into high-risk PEP networks, analyzing complex financial flows and assessing model outputs, reducing escalations by 20% through strengthened risk validation controls.
- Performed quality-control reviews of AML/sanctions monitoring processes, improving investigative accuracy by 15% and ensuring strict adherence to MRM policies, BSA/AML, and OFAC regulations.
AML Transaction Monitoring Analyst (Contract)
Wells Fargo
11.2024 - 03.2025
- Investigated 20+ AML/fraud cases involving structuring, elder exploitation, and P2P fraud, producing regulator-ready SARs with a 100% audit pass rate, demonstrating data integrity and process governance.
- Partnered with compliance leaders to provide model governance feedback, reducing false positives by 12% and directly improving program efficiency and validation quality.
Senior Compliance Analyst
UnitedHealth Group (UHG)
03.2023 - 07.2024
- Directed federal equal pay and fraud audit readiness with zero deficiencies, safeguarding the enterprise from financial penalties and enhancing compliance governance frameworks.
Compliance Investigator
State of Minnesota
05.2017 - 02.2023
- Conducted 100+ fraud, misconduct, and equal pay investigations, uncovering systemic violations and reducing compliance exposure by 15% across state agencies.
- Delivered governance enhancements that closed critical model and process gaps, ensuring adherence to both federal and state regulatory requirements.
Trade Compliance Analyst (Contract)
DiaSorin Inc.
09.2016 - 05.2017
- Audited $2M+ in import/export activity, validating classifications and controls that improved compliance scores by 30%.
- Partnered with leadership to integrate fraud-prevention and model governance controls into supply chain processes, mitigating regulatory risk.
Trade Compliance Analyst
Donaldson Company Inc.
08.2012 - 10.2015
- Automated classification of 10,000+ high-risk items, reducing processing delays by 75% while strengthening fraud detection reliability.
- Implemented cost-control risk initiatives, cutting operational exposure by 20% through improved compliance oversight.
Air Logistics Specialist
United States Air Force
12.2004 - 03.2009
- Supervised movement of 160,000+ tons of sensitive cargo, ensuring 100% compliance with federal security and risk-prevention protocols.
- Directed logistics for Air Force One and NATO missions, balancing efficiency with strict compliance oversight.
Timeline
Business Execution Associate - Client Due Diligence
Wells Fargo
04.2025 - Current
AML Transaction Monitoring Analyst (Contract)
Wells Fargo
11.2024 - 03.2025
Senior Compliance Analyst
UnitedHealth Group (UHG)
03.2023 - 07.2024
Compliance Investigator
State of Minnesota
05.2017 - 02.2023
Trade Compliance Analyst (Contract)
DiaSorin Inc.
09.2016 - 05.2017
Trade Compliance Analyst
Donaldson Company Inc.
08.2012 - 10.2015
Air Logistics Specialist
United States Air Force
12.2004 - 03.2009
M.S. - Enterprise Risk Management
University of Minnesota
B.A. - undefined
University of Minnesota
MBA -
University of Minnesota