JOSEPH SIRIBANDAN
Irvine,CA
Overview
3
3
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Loan Factory
07.2024 - Current
- Completed all government-required pre-licensing coursework and passed the National MLO Exam.
- Consult borrowers on loan products and financing options while managing files from application to approval.
- Leveraging prior loan processing experience to guide clients through pre-qualification, loan selection, and documentation.
- Contracted with Loan Factory, one of the largest mortgage brokerages in the U.S.
- 1099 Independent Contractor
Loan Officer Assistant
West Capital Lending and Saxton Mortgage
05.2023 - 08.2023
- Shadowed a Loan Officer in branches of the mortgage industry: sales and processing.
- Organized client information into a comprehensive Excel sheet for the Loan officer.
- Trained in how to verify client loan status using various software.
- Communicating with the Loan Officer and Processors to update client information and contact.
- Tended a high volume of calls by following up with clients and leading client outreach.
Education
BA - Pre-Business Economics
University of California, Los Angeles
Los Angeles06-2027
High School Diploma -
Portola High School
PortolaBA - Business Economics
Irvine Valley College
IrvineSkills
- Loan analysis and credit evaluation
- Financial documentation review
- Income and asset evaluation
- Payment and interest calculations
- Risk assessment and compliance
- Excel and Google Sheets understanding
- Data accuracy and documentation management
- Workflow optimization strategies
- Client financial intake processes
- Analytical thinking and communication skills
- Attention to detail and multitasking
- Customer service excellence
Certification
- NMLS Licensed Mortgage Loan Originator, Licensed to advise clients on mortgage loan terms and eligibility under NMLS regulations.
- Real Estate Pre-Licensing Coursework, In progress
References
Sam Hsu, Senior Vice President, Saxton Mortgage, sam@saxtonmortgage.com
Contact Reference
Loan Factory, customer@loanfactory.com
Timeline
Mortgage Loan Originator
Loan Factory
07.2024 - Current
Loan Officer Assistant
West Capital Lending and Saxton Mortgage
05.2023 - 08.2023
BA - Pre-Business Economics
University of California, Los Angeles
High School Diploma -
Portola High School
BA - Business Economics
Irvine Valley College