Joseph Uranta
Woodbridge,VA
Summary
To obtain a challenging Banking Advisor Position in an organization where Banking, General ledger, financial reporting, Account payable and receivable, Payroll, and Tax experiences will be utilized, and will focus on developing and increasing the fiscal productivity of the organization and have the opportunity to advance in all areas of profession. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 10 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. With proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
19
19
years of professional experience
Work History
CERTIFIED CONSUMER LENDER/ FINANCIAL SERVICES ASSOCIATE
TD BANK
01.2021 - Current
- Advice customer on different types of loan product offered by TD BANK
- Process Home Equity loan, Home Equity Line of credit and Mortgage loans, automobile loan, personal secured and unsecured loan from application stage, credit review, loan approval, including loan closing for clients
- Assist in processing of loan checks to customers for closed loans
- Provide great Customer Services by Listening to Customers’ needs and Complaints and creating a good atmosphere in resolving Customers problem with regards to RED E Claims and any issue with customers account
- Handle Branch Audit to maintain accurate overall cash count, balance and support daily operation of ATM, making sure ATM is balanced and ensure differences are reconciled appropriately
- Manage teller line and coach other tellers on how to maintain accurate daily balance without shortage or overage
- In addition conduct monthly and quarterly store auditing of teller s
- Resolve issues resulting from teller differences, for proper store daily balance
- Open and accurately maintain all type of checking, savings account including Certificates of deposits, money markets accounts, and IRA accounts
- Make referrals for 429 accounts, Insurance sales, Annuity sales and more
- Prepare direct deposit request and complete account verification, and post stop payment request for Customers
- Supervise branch staff, including counseling and training of new employees as well as customers
- Identify development needs and take steps to improve performance by complying with company policies and procedures
- Involve in community service development of area of operation by representing TD Bank at BNI meetings, and conduct educational program for grade 1 to 12 on the importance of Banking.
LICENSED INSURANCE PRODUCER REPRESENTATIVE WITH WFG
World Financial Group Wfg
09.2015 - 03.2023
- Marketing of World financial group insurance product and services
- Involved in training of new staff employee about product
- Advice client of better choice of insurance product to purchase
- Take insurance application of new client and follow up on all required documentations
- Follow up on medical with client to ensure proper closing
- Take new client to BPM and visit new client at home for financial Education
- Travel to business conventions.
TELLER ADVICER/ SENIOR CUSTOMER SERVICE REPRESENTATIVE AND LENDER
COMMERCE BANK, NA
11.2007 - 08.2014
- As Customer Service Representative, assisted members over phone to transfer funds, process Bank domestic and international wire
- Respond to member’s question concerning transactions complaints and provide solutions to resolve problem
- Assist members regarding credit card, Consumer loan, Auto loan and Mortgage loan application
- Make insurance and 429 account referral to wealth management department
- Open new Consumer and Business Accounts, including savings account, IRA, Money market accounts
- Provide customers with bank debit cards and set up overdraft protection and help customer uncover their financial needs
- Reconcile store new daily accounts boarding data, accurately reconcile store daily over draft list and safe deposit boxes
- Make phone calls to customers with overdraft and provide information to new and prospective members by explaining and cross selling Commerce Bank product and services.
DATA ENTERY ACCOUNT CLERK
ALBERT ACQUAH & ASSOCIATES
09.2005 - 10.2010
- Write-up work involving coding and entering checks
- Prepare payroll and payroll reports
- Reconciliation of Bank statements
- Assisted in preparation of financial statements
- Assisted in preparation of sales, Corporation and individual income taxes.
CERTIFIED TAX PROFESSIONAL
H & R BLOCK
11.2006 - 08.2008
- Assisted customers in explaining their tax returns, help in processing and filling customer’s state and federal income taxes to IRS
- Cross sell other services related to customers tax refund, help customers in resolving their tax problems and facilitate customers refund by calling IRS and furnishing them with information as may be required
- Receive phone calls and schedule customers for tax refund filling
- Prepare checks, credit card or debit card for customers that needed their refunds immediately according to H & R BLOCK policies and procedures.
Education
Bachelor of Science - Information Technology
Strayer University
Washington, DC06.2023
Associate of Science - Information Technology
Strayer University
Washington, DC06.2021
CERTIFICATE - FINANCE
TD UNIVERSITY
Tysons Corner, VA02.2018
Bachelor of Science - ACCOUNTING
UNIVERSITY OF PORTHARCOURT
RIVERS STATE NIGERIA12.2003
Skills
- Very proficient in use of Microsoft Word, Excel, Peachtree, QuickBooks, and Lotus Note, Encore Platform, Fidelity, Net Query, Manavati, other
Phone Numbers
703-897-5756, 703-870-8538
Timeline
CERTIFIED CONSUMER LENDER/ FINANCIAL SERVICES ASSOCIATE
TD BANK
01.2021 - Current
LICENSED INSURANCE PRODUCER REPRESENTATIVE WITH WFG
World Financial Group Wfg
09.2015 - 03.2023
TELLER ADVICER/ SENIOR CUSTOMER SERVICE REPRESENTATIVE AND LENDER
COMMERCE BANK, NA
11.2007 - 08.2014
CERTIFIED TAX PROFESSIONAL
H & R BLOCK
11.2006 - 08.2008
DATA ENTERY ACCOUNT CLERK
ALBERT ACQUAH & ASSOCIATES
09.2005 - 10.2010
Bachelor of Science - Information Technology
Strayer University
Associate of Science - Information Technology
Strayer University
CERTIFICATE - FINANCE
TD UNIVERSITY
Bachelor of Science - ACCOUNTING
UNIVERSITY OF PORTHARCOURT