Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Affiliations
Timeline
Generic

Joshua Carmona

Phoenix,AZ

Summary

Results driven Underwriting Consultant with a proven track record of effectively managing a multimillion-dollar book of business. Demonstrated expertise in brokerage Excess & Program insurance, adeptly negotiating optimal coverage, pricing, and favorable terms and conditions. Committed to continuous professional growth, actively seeking opportunities for leadership responsibilities to further enhance skills and contribute to organizational success.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Underwriting Consultant

Nationwide Programs and Alternative Ventures
02.2023 - Current
  • Support N2G’s program as a seasoned line of business underwriter
  • Collaborated on the development of program manuals and guidelines to ensure adherence to industry standards and regulatory requirements
  • Assessed and managed referrals to determine acceptability, implementing effective pricing and coverage strategies
  • Conducted thorough validation of terms and conditions, ensuring compliance with filing regulations and program guidelines
  • Demonstrated exceptional program management skills, conducting audits, and analyzing premium and loss ratios for optimal performance
  • Participate in definition of business strategies and budget forecasts by providing information on underwriting trends/results as needed.

Underwriting Consultant

Nationwide E&S / Specialty
Scottsdale, AZ
04.2017 - 02.2023
  • Successfully and profitably managed the production and underwriting of insurance business within authorized levels.
  • Achieved a significant milestone of generating over $2.5M in new business revenue.
  • Skillfully negotiated pricing and conditions with brokers, adhering closely to underwriting guidelines.
  • Provided effective supervision to underwriters and account managers, ensuring accurate preparation and verification of underwriting documents, while offering guidance and support as necessary.
  • Maintained excellent relationships with brokers, clients, and carriers, delivering outstanding customer service to all stakeholders.
  • Served as the primary point of contact for medium/large size clients, consistently exceeding their expectations.
  • Played a key role in shaping business strategies and budget forecasts by providing valuable insights into underwriting trends and results.
  • Recognized as a Subject Matter Expert (SME) for our new underwriting rating system, contributing to its successful implementation and utilization.

Education

Master of Science - Business Management

The American College of Financial Services

Bachelor of Science - Human Nutrition

Ohio State University
Columbus, OH

Skills

  • Leadership
  • Communication Skills
  • Data analysis
  • Time management
  • Public Speaking
  • Risk management
  • Business Development
  • Relationship building

Accomplishments

  • RISE 35 under 35 Insurance Professional
  • National Latino Alliance Board Member
  • Young Professionals Network Board Member
  • RISE Board Member

Certification

CPCU

ASLI

AU-M

AINS

AIDA

Affiliations

  • National Latino Alliance
  • Young Professional Network
  • RISE Board Member

Timeline

Underwriting Consultant

Nationwide Programs and Alternative Ventures
02.2023 - Current

Underwriting Consultant

Nationwide E&S / Specialty
04.2017 - 02.2023

Master of Science - Business Management

The American College of Financial Services

Bachelor of Science - Human Nutrition

Ohio State University

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Joshua Carmona