Joshua Padilla
Richmond,CA
Summary
Enterprising Financial Analyst with proven success in recommending appropriate financial plans based on accurate data collection, financial monitoring and business strategizing. Expertise includes financial analysis and reporting, contract management and forecasting. Develops and maintains high standards of quality and issue resolution through effective financial planning. Adept at utilizing top-of-the-line communication skills to build and foster long-term relationships.
Overview
7
7
years of professional experience
Work History
Financial Analyst
Wellsfargo
04.2023 - Current
- Promoted optimal capital structure management by performing detailed debit analysis and making strategic recommendations.
- Developed and implemented financial models to analyze complex information and assess health of organization.
- Assist in transactions, conducting valuation analyses to ensure favorable deal terms for the company.
- Collaborated to develop and maintain targeted profit plans to sustain growth.
- Played a key role in annual audits by preparing detailed schedules, supporting documentation, and assisting auditors throughout the process.
Chase Associate Banker
Chase
11.2020 - 03.2023
- Enhanced client satisfaction by promptly addressing inquiries and providing tailored financial solutions.
- Processed customer applications and approved loans in accordance with bank policy.
- Wrote and distributed customer correspondence.
- Arranged monies received in cash boxes and coin dispensers according to denomination.
- Adhered to established security procedures and reported potential fraud or safety violations to management for immediate recourse.
- Maintained accurate records of all transactions, keeping track of daily activities for auditing purposes.
Pacific Premier Banker
Pacific Premier Bank
03.2019 - 10.2020
- Streamlined banking processes to enhance efficiency and accuracy in transactions.
- Collaborated with other departments to confirm compliance with banking procedures and regulations.
- Maintained up-to-date knowledge of industry trends, regulatory changes, and product offerings to better serve clients'' needs.
- Provided customers with additional information regarding account services.
Bank Teller
Citibank
07.2017 - 03.2019
- Supported branch management in achieving operational excellence through adherence to regulatory guidelines and internal procedures.
- Educated customers on banking products, enabling them to make informed decisions about their finances.
- Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
- Served as primary point of contact for customers, providing assistance with account maintenance and transactions.
Education
Highschool Diploma -
Patten Academy of Christian Education
Oakland, CA06.2016
Skills
- Business Intelligence
- Accounting assistance
- Market Evaluation
- Relationship Building
- Flexible team player
- Bilingual in SPANISH and ENGLISH
- Fraud Detection
- Accounting Software
- Customer Service
- Data Entry
- Community Relations
- Product Promotion
Timeline
Financial Analyst
Wellsfargo
04.2023 - Current
Chase Associate Banker
Chase
11.2020 - 03.2023
Pacific Premier Banker
Pacific Premier Bank
03.2019 - 10.2020
Bank Teller
Citibank
07.2017 - 03.2019
Highschool Diploma -
Patten Academy of Christian Education