Joshua M. Reh
Charlotte
Summary
Seasoned Risk Officer with background in comprehensive risk management. Specialize in implementing strategies to identify, assess, and mitigate potential risks. Strengths include analytical thinking, problem-solving skills, and deep understanding of regulatory compliance standards.
Previous work led to more secure operations and improved risk management processes. Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Dynamic individual with hands-on experience in [Area of expertise] and talent for navigating challenges. Brings strong problem-solving skills and proactive approach to new tasks. Known for adaptability, creativity, and results-oriented mindset.
Committed to making meaningful contributions and advancing organizational goals. Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm. Tech-savvy innovator with hands-on experience in emerging technologies and passion for continuous improvement. Skilled in identifying opportunities for technological enhancements and implementing effective solutions. Adept at leveraging new tools and methods to solve problems and enhance productivity. Excels in adapting to fast-paced environments and driving technological advancements.
Overview
20
20
years of professional experience
Work History
Lead Operational Risk Officer, VP
Wells Fargo
Charlotte
04.2022 - 11.2024
- Built an end-to-end Operational Risk Authoritative Source Foundational Program (ASFP) and associated reporting.
- Assigned lead of the 'Tooling & Reporting' pillar within the ASFP.
- As part of this pillar, delivered the tooling framework for our operating model and identified relevant data points associated to the program for reporting.
- Created tooling (SharePoint lists) to perform preliminary applicability assessment of global regulatory change (Law, Rule, Reg - LRR) with operational risk impact (NIST), based on Wells Fargo business activities.
- Implemented controls designed to mitigate risk inherent to manual reporting processes.
- Owned the production and socialization of reporting for governance committees including Regional Development Forums (RDF) - LatAm, APAC, EMEA, and India & Philippines; the Regulatory Change Governance Council (RCGC); and Technology Regulatory Change Management (TRCM) dashboards.
- Developed and implemented use of technology tools including JIRA, Tableau, PowerBI, and four SharePoint sites across Ops Risk.
- Created tooling to assist Ops Risk L2 risk-type teams review new/updated LRR requirements and identify RSCA gaps.
- Owned & oversaw permissions/use of all tooling access requests.
- Utilized Power Query within Excel to connect multiple SharePoint data sources (lists) to derive a holistic, joined-view for senior management board and governance reports.
- CA 1: Formalization of ASFP documentation including process maps, desktop procedures for key processes, RACI, Strategy Deck, and functional org chart. Responsible for preparation and validation of closure artifacts for CA.
- CA 2: Responsible for development of ASFP reporting and the preparation & validation of related-CA closure artifacts.
- Reviewed existing policies and procedures related to risk management and recommended changes where necessary.
- Implemented effective communication protocols between departments regarding changes in policies or procedures that could affect overall risk levels.
- Collaborated with other departments to ensure that all areas of risk were addressed in a timely manner.
- Monitored compliance with internal controls and regulatory requirements relating to risk management activities.
- Facilitated meetings between stakeholders to discuss risk-related issues, develop action plans and track progress towards goals set out in the Risk Management Plan.
- Developed customized strategies for managing identified risks in accordance with organizational objectives.
- Participated in industry forums and seminars related to emerging trends in enterprise risk management.
- Provided training to staff members on proper procedures for identifying, assessing and mitigating risks.
- Advised senior leadership on appropriate courses of action when faced with high-risk situations.
- Produced detailed reports outlining current levels of risk exposure across all areas of the organization.
- Identified opportunities for improving efficiency by streamlining existing processes or implementing new ones.
- Provided guidance on best practices for risk mitigation and implementation.
- Analyzed data from various sources such as financial reports, industry trends, customer feedback, to assess potential risks associated with business decisions.
- Developed and implemented risk management policies and procedures.
- Conducted in-depth analyses on potential risks, impacts of new legislation or potential economic factors related to financial activities.
- Performed statistical analyses to identify trends, variations, patterns and insights.
- Documented and reported on key risks and recommended mitigation strategies.
- Responsible for guiding a recent university graduate in our rotational program.
- Used Excel pivot tables, charts and reports to break down and analyze information.
- Acquired risk-related data from external and internal resources.
- Consulted industry publications and reviewed best practices to implement newest statistical models and techniques.
- Developed and documented risk management systems.
- Maintained relationships with key stakeholders by attending meetings and responding promptly to inquiries or requests for information.
- Created effective communication strategies between management team members and employees at all levels of the organization.
- Developed and executed strategic plans to support the vision of the organization.
- Ensured compliance with applicable laws and regulations related to operations activities.
- Cultivated a culture of collaboration among department heads to facilitate cross-functional project execution.
- Collaborated with executive team members on major decisions regarding company-wide initiatives.
- Implemented process improvement procedures that resulted in cost savings across the board.
- Ensured compliance with federal, state, and local laws related to employment practices.
- Formulated policies that improved operational efficiency and productivity.
- Reviewed reports from functional areas to assess progress towards organizational goals.
- Identified problems and implemented solutions to better streamline operations.
- Developed and implemented strategic plans to achieve company objectives.
- Strategized and implemented plans to transform and revitalize operations, capitalizing on emerging industry trends.
- Oversaw technological improvements, successfully reducing waste and eliminating business bottlenecks.
- Fostered collaboration and development of new practices by business leaders.
- Provided organizational leadership and collaborated with executive partners to establish long-term goals, strategies and company policies.
- Led strategic planning and execution to enhance profitability and company growth.
- Implemented strategic offerings to enhance company's suite of products and services.
- Oversaw corrective action plans to remedy structural, organizational and departmental issues.
- Hired, trained, and mentored staff members to maximize productivity.
Enterprise Risk Senior Associate, AVP
Wells Fargo
Charlotte
05.2019 - 04.2022
- Responsible for implementing a data quality monitoring program within Corporate Model Risk (CMoR).
- Worked with all front-line model risk governance teams to ensure alignment with policy, guidance, and model lifecycle procedures.
- Activity Owner Manager for the IRMM tool, oversaw the annual completion of RCSA Model Key Indicator & Risk Appetite Metrics.
- Developed and drove an initiative that partners with the Business Resiliency (BCP) group to create a bi-weekly reporting cadence to ensure adherence to policy and consistency between our respective SORs - ORS and MoRS.
- Established automated data quality reporting across the Model Information; Controls; Limitations & Restrictions; Change Management; and Approval's governance areas within the Model Risk system of record - MoRS.
- Implemented controls to enhance data quality of key management reporting for the Model Risk Committee (MoRC) and the Enterprise Risk & Control Committee (ERCC).
- Worked with all front-line model governance teams to remediate data quality issues across their respective model populations.
- Designed process documentation: job aids; playbooks; desktop procedures; and end-user training documentation.
Business Initiatives Consultant 2 (Team Lead)
Wells Fargo
Charlotte
11.2017 - 05.2019
- Identified & onboarded application business owners (ABOs) for the Data Domain Management (DDM) team within the Data Management & Insights (DMI) organization.
- Ensured application-to-domain alignment to simplify, improve, and modernize the previously fragmented and inefficient 'hub and spoke' environment.
- Created the metadata data dictionary template and implemented its socialization across the 6,300 active applications within the bank.
- Responsible for the build-out of the Metadata Management Team (MMT) from 7 employees to 63.
- Accountable for the creation and socialization of data dictionary status metrics with senior-level stakeholders & councils.
Business Systems Consultant 6 (Contract)
Bank of America
Charlotte
05.2017 - 11.2017
- Member of a broad team that drove the ADS Adoption Initiative within the CFO Group to ensure all risk and regulatory reporting data was sourced from Approved Data Sources throughout the organization to a Centralized Regulatory Reporting technology environment.
- Principal liaison between technical teams to facilitate the timely and accurate completion of this high-visibility process.
Business Systems Consultant 6 (Team Lead) (Contract)
Wells Fargo
Charlotte
08.2016 - 05.2017
- Lead contributor in the creation of a Regulatory Reporting Center of Excellence (COE) within Enterprise Data & Analytics (EDA).
- Tasked with leading teams in the population of all Capital Markets' data artifacts.
- Responsible for the creation of SOPs across the entire RMII work-effort to align with best practices, system functionality, and ease-of-use.
- Managed project discussions with Ernst & Young and Deloitte as they aided in the facilitation of ancillary work efforts to support the creation of the rebranded Report Mapping & Issue Identification (RMII) regulatory data reporting hub.
Business Systems Consultant 6 / Tech BA (Contract)
Wells Fargo
Charlotte
08.2015 - 08.2016
- Autonomously led the remediation of a very high-priority, high-visibility project within the Consumer Lending Group.
- Provided technical expertise related to the data lineage of elements utilized for the Federal Financial Institutions Examination Council (FFIEC) & Basel Committee on Banking Supervision's regulation 239.
- Additionally lead business consulting efforts for two high-risk technology projects.
- Created PDDs, BRDs, FSDs, and ancillary documentation for technology projects within multiple CLG/CFS business groups.
- Identified data elements being utilized in the FFIEC 009, 101 & 14M/Q (CCAR) regulatory reports for Direct Auto and PL&L.
- Created comprehensive data flow diagrams, data dictionaries, data lineage & data categorization documentation.
Business Analyst / Data Analyst (Contract)
Bank of America
Charlotte
02.2015 - 08.2015
- Created, facilitated, and implemented a sustainable data sourcing strategy for a high-visibility matter regarding the enhancement of Bank of America's Federal Deposit Insurance Corporation calculation methodology.
- Assigned to the Corporate Treasury Data Management Team within Global Liquidity Risk Management.
- Tasked with developing sourcing strategies for products that impact multiple regulatory reports including BASEL III US LCR, Fed 5G, AMM, CRD IV, RDA, CCAR, DFAST, NSFR, SOX, and SEC.
- Collaborated with data quality teams, data validation teams, data stewards, tech BAs, and project management to create/enhance data sourcing streams to provide data points for numerous regulatory reports.
Counterparty Credit Risk Consultant IV (Contract)
Wells Fargo Securities
Charlotte
10.2014 - 02.2015
- Member of the Counterparty Credit Risk Management Group (CCRM).
- Provided subject matter expertise, business analysis and/or support for a project that focused on the transitioning from an upstream legacy system to an alternate platform for the PFE valuation of derivatives such as interest rate swaps and forward rate agreements.
- Utilized SQL Server to create, join, and query tables for data validation and enable ETL from StagingNormalization.
Risk Analyst / Data Integration Specialist (Internship)
The Goldman Sachs Group, Inc. ~ The Ayco Company, L.P.
Latham
09.2013 - 06.2014
- Part of an internal team dealing with Ultra High Net Worth Individuals' fixed income & equity brokerage accounts, and a member of the Data Integration Team within Operations.
- A direct contributor to the transition, guidance, and reconciliation processes of 105,000 client accounts onto the recently introduced Ayco360 financial reporting platform.
Risk Management Consultant (Team Lead)
Questar III BOCES
Castleton
01.2011 - 01.2013
- Supervisory contact for the implementation of State healthcare project plans to acquire the necessary data deliverables to complete GASB 45 financial valuations related to public and municipal employees' retirement healthcare benefits and costs.
- Performed data collection & cleansing, data analysis, OPEB valuations, and reporting for 130 school districts in New York State.
- Developed and designed data-scrubbing and reconciliation techniques with the use of Access VBA procedures, queries, and macros.
Financial Consultant
Robert Half Finance & Accounting
Albany
01.2010 - 01.2011
- Consulting project responsible for streamlining the processes of the Accounts Payable Department for a $60MM Non-Profit Child Care Agency that had recently neared bankruptcy.
- Managed AP accounting functions including maintenance of general ledger and project accounting.
Business Operations Manager
Farley Water Services
Hudson
01.2005 - 01.2010
- Responsible for all aspects of the day-to-day operations of a specialized utilities organization, which included: preparing and presenting project estimates and bid proposals, controlling deliverable and milestone timelines, managing purchasing activities, coordinating material and labor activities, and overseeing all the accounting and reporting functions.
Education
Master of Investment Management & Financial Analysis -
01.2014
Relevant Coursework: Equity Analysis, Fixed Income & Derivatives, Capital Markets, Advanced Financial Analysis, Advanced Quantitative Analysis, Ethical & Professional Standards, Portfolio Management
Bachelor of Science - Finance
01.2010
Skills
- Procedure/Policy Management
- Cross-Functional Collaboration
- Risk Management & Governance
- Risk Assessments/Ratings
- Influencing without Authority
- Completed Coursera AI Certifications
- Regulatory compliance
- Risk & Regulatory Reporting
- Strong Analysis Skills
- Risk Documentation
- Project Planning & Management
- Continuous Improvement
- Employee Training / Team Building
- Data Mapping/Lineage
- CARAT
- Collibra
- CTRAM
- EARL
- JIRA
- MoRS
- Microsoft Office
- RDS
- SHRP
- Ab Initio
- Informatica
- Oracle
- ORS
- PowerApps
- PowerBI
- SQLServer
- Tableau
- ChatGPT
- Claude AI
- DALL-E 3
- Stable Diffusion
- Archer
- Bloomberg
- Calypso
- Hadoop
- Python
- SAS
- SunGard
- Machine learning
- Technical documentation
- Cross-functional collaboration
- Effective communication
- Team leadership
- Problem solving
- Natural language processing
- TensorFlow framework
- Data science
- Agile methodology
- Python programming
- Big data analytics
- Algorithm development
- Deep learning
- PyTorch framework
- Neural networks
- Feature engineering
- Image processing
- Pattern recognition
- Genetic algorithms
- Artificial intelligence research
- Data analytics
- Optimization techniques
- Big data technologies
- Problem-solving abilities
- Tableau software
- Advanced data mining
- Data-driven decision making
- Multitasking
- Reliability
- Performance data synthesis
- Microsoft Azure
- Data warehousing
- Data preprocessing and cleaning
- Multitasking Abilities
- Business understanding
- Excellent communication
- Collaborative teamwork
- Team collaboration
Core Proficiencies
- Procedure/Policy Management
- Cross-Functional Collaboration
- Risk Management & Governance
- Risk Assessments/Ratings
- Influencing without Authority
- Risk & Regulatory Reporting
- Strong Analysis Skills
- Risk Documentation
- Project Planning & Management
- Continuous Improvement
- Employee Training / Team Building
- Data Mapping/Lineage
Timeline
Lead Operational Risk Officer, VP - Wells Fargo
04.2022 - 11.2024
Enterprise Risk Senior Associate, AVP - Wells Fargo
05.2019 - 04.2022
Business Initiatives Consultant 2 (Team Lead) - Wells Fargo
11.2017 - 05.2019
Business Systems Consultant 6 (Contract) - Bank of America
05.2017 - 11.2017
Business Systems Consultant 6 (Team Lead) (Contract) - Wells Fargo
08.2016 - 05.2017
Business Systems Consultant 6 / Tech BA (Contract) - Wells Fargo
08.2015 - 08.2016
Business Analyst / Data Analyst (Contract) - Bank of America
02.2015 - 08.2015
Counterparty Credit Risk Consultant IV (Contract) - Wells Fargo Securities
10.2014 - 02.2015
Risk Analyst / Data Integration Specialist (Internship) - The Goldman Sachs Group, Inc. ~ The Ayco Company, L.P.
09.2013 - 06.2014
Risk Management Consultant (Team Lead) - Questar III BOCES
01.2011 - 01.2013
Financial Consultant - Robert Half Finance & Accounting
01.2010 - 01.2011
Business Operations Manager - Farley Water Services
01.2005 - 01.2010
Creighton University - Heider College of Business - Master of Investment Management & Financial Analysis,
State University of New York - Bachelor of Science, Finance