Summary
Overview
Work History
Education
Skills
Websites
Certification
Timeline
Generic

Jovana Duricic

Belgrade

Summary

Dynamic payments professional with a proven track record at Ruby Labs, excelling in operations management and fostering strategic partnerships to drive business growth. Mastered contract management and regulatory compliance, enhancing operational efficiency and stakeholder collaboration. Demonstrated exceptional interpersonal communication, achieving significant improvements in client relationships and business development.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Sales and Payment Operations Manager

Ruby Labs
02.2023 - Current

Payment Partnerships and Relationship Management

  • Established and nurtured strong partnerships with 10+ payment processors, banks, and solutions providers to ensure optimal performance and support.
  • Negotiated contracts with payment providers, securing competitive pricing and favorable terms for recurring subscription business models.

Merchant Account Onboarding and Contract Negotiation

  • Successfully managed onboarding of merchant accounts, ensuring compliance with KYC and AML regulations across multiple digital verticals.
  • Coordinated gateway deployment, contractual matters and compliance requirements to meet the company standards.

Risk Management and Monitoring

  • Implemented robust risk mitigation strategies, including fraud detection and chargeback monitoring, ensuring the health of merchant accounts.
  • Maintained PSP success by completing all compliance and account verification requirements and deploying risk mitigation & chargeback prevention solutions.

Chargeback Management and Automation

  • Designed and implemented automated chargeback defense workflows, significantly reducing cost and manual effort up to 80%.
  • Developed and maintained comprehensive chargeback documentation and processes to streamline dispute resolutions.

Billing Operations and Issue Resolution

  • Monitored billing operations and proactively identified and resolved alerts and potential issues, ensuring seamless payment workflows.
  • Spearheaded process improvements to enhance operational efficiency and reduce costs.

Partnership Development

  • Led strategic initiatives to develop partnerships within the payments industry, driving business growth and operational scalability.
  • Keeping abreast of payment trends and opportunities to optimize the company’s payment processing ecosystem.

Stakeholder Collaboration

  • Effectively managed cross-functional coordination with internal teams and external stakeholders to ensure alignment on payment strategies.
  • Led process improvement initiatives, enhancing productivity and fostering collaboration across departments.

Industry Knowledge and Continuous Learning

  • Developed and maintained a deep understanding of industry trends, emerging payment technologies, and best practices to stay ahead in a competitive market.
  • Applied insights to improve payment solutions, ensuring compliance and operational excellence.

Senior CS and Customer Success Agent

Able App
09.2021 - 02.2024
  • Improved customer satisfaction and retention by addressing and resolving complex issues in a timely manner.
  • Over-delivered on qualitative (QA 98%) and quantitative metrics (70 tickets per hour).
  • Optimized internal processes and knowledge base.
  • QA of CS team's responses to ensure key KPIs such as 20 tickets per hour and 90% QA are met.
  • Facilitated successful onboarding experiences of new hires by providing comprehensive training and support materials.
  • Championed a customer-centric mindset (based on customer feedback) within the company by consistently advocating for clients' best interests.

Digital Marketing & PR Assistant/Event Coordinator

Freelance
03.2017 - 09.2021
  • Assisted in the development of comprehensive digital marketing plans aligned with client's goals and objectives.
  • Ensured consistent branding across all digital platforms, strengthening clients' online presence.
  • Conducted market research and competitor analysis to inform search marketing strategies.
  • Established strong relationships with the press through regular communication and cooperation.
  • Organization of various theatrical and musical events, coordination of marketing activities and media promotions.
  • Organization of City of Belgrade New Year's celebration event ''Fairytales' Square''

HR and Accounting Assistant

Northern Hospitality Group
05.2015 - 10.2016
  • Assisted in the preparation of monthly financial statements for timely and accurate reporting to management.
  • Managed accounts payable and receivable, ensuring timely processing of invoices and payments.
  • Employee onboarding conducted according to company standards.
  • Payroll processing for 4 businesses with 100+ domestic and international employees.
  • Organization of cultural activities and employee events to foster team spirit and inter-cultural immersion.

Education

Bachelor of Arts - Cultural Management And Production

Faculty of Dramatic Arts
Belgrade, Serbia

Bachelor of Arts - Communication Studies

Faculty of Media And Communication
Belgrade, Serbia

Skills

  • Operations management
  • Planning and implementation
  • Staff training
  • Operations oversight
  • Project management
  • Business development
  • Contract management
  • Strategic partnerships
  • Policies and procedures implementation
  • Interpersonal communication
  • Client relationships
  • Regulatory compliance

Certification

  • Foundations of Digital Marketing, Google, August 2017
  • Foundations of Project Management, Google, January 2023
  • Hubspot Sales Hub Software, Hubspot Academy, December 2024
  • Negotiation Professional Certificate, American Negotiation Institute, January 2025

Timeline

Sales and Payment Operations Manager

Ruby Labs
02.2023 - Current

Senior CS and Customer Success Agent

Able App
09.2021 - 02.2024

Digital Marketing & PR Assistant/Event Coordinator

Freelance
03.2017 - 09.2021

HR and Accounting Assistant

Northern Hospitality Group
05.2015 - 10.2016

Bachelor of Arts - Cultural Management And Production

Faculty of Dramatic Arts

Bachelor of Arts - Communication Studies

Faculty of Media And Communication
Jovana Duricic