Overview
Work History
Education
Skills
Languages
Websites
Timeline
Generic

Juan Murillo

Plainfield,NJ

Overview

21
21
years of professional experience

Work History

Chief Financial Officer

Aroma & Depot
North Plainfield, NJ
02.2023 - Current
  • Devised funding strategies to drive company vision and support tactical initiatives.
  • Prepared accounts and conducted audits according to regulatory requirements.
  • Worked with SEC to file amendments and achieve compliance targets.
  • Collaborated with IT department on implementation of software solutions that streamline financial processes.
  • Inspected finished products for accuracy before releasing them from production line.
  • Analyzed data collected from completed markings and reported results back to management team.
  • Participated in design reviews of proposed changes and enhancements to determine impact on current configurations.
  • Monitored system performance during peak usage periods to ensure optimal response times.
  • Facilitated resolution of customer complaints related to financial systems operations.
  • I develop Financial systems for each platform where Aroma & Depot sells its products .I create mathematical formulas to ensure feasible profits , preventing losses and ensuring that each sale provides an excellent profit margin . Additionally, I review financial reconciliations and automate processes.
  • Prepared project status reports detailing progress against planned milestones.
  • Tested, maintained and monitored computer programs and systems.
  • Coordinated and linked computer systems within organization to increase compatibility to share information.
  • Used computer in analysis and solution of business problems.
  • Updated and maintained databases with current information.

Finanacial Analyst

News The Hour
Loja, Loja-Ecuador
05.2016 - 02.2019
  • Performed risk analysis on potential investments and provided recommendations based on financial standing and market conditions.
  • Evaluated financial and operational performance of companies facing financial difficulties to determine possible remedies.
  • Utilized financial software and advanced Excel functions to streamline data analysis and reporting processes.
  • Determined and tracked budget expenses with accuracy and transparency.
  • Analyzed business operations, trends, costs, revenues, financial commitments and obligations to project future revenues and expenses.
  • Used computer in analysis and solution of business problems.
  • Participated in meetings with stakeholders to discuss potential enhancements or modifications to the finance system.

Supervisor of Operations

Bank of loja
Loja, Loja-Ecuador
04.2004 - 08.2015
  • Initiated contact with lenders or creditors to obtain additional information about applicants' credit history or financial standing.
  • Collaborated with company teams to expedite loan approval processes.
  • Attended seminars related to banking industry trends as well as best practices for loan officers.
  • Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
  • Developed and recommended personal or commercial loan packages for clients.
  • Maximized company profitability with appropriate pricing of new loan originations, fee income and selling of products and services.
  • Researched investor guidelines and kept up to date on program changes that affected loan processing or origination.
  • Identified valuable solutions for customers with credit problems.
  • Prepared reports for customers with delinquent and irreconcilable accounts.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Prepared presentations outlining available loan products for potential clients.
  • Maintained accurate records of loan processing activities in compliance with bank policies and procedures.
  • Reviewed loan agreements to confirm completeness and accuracy.
  • Evaluated and approved loan applications based on established criteria.
  • Negotiated favorable terms with borrowers while ensuring compliance with internal policies and external regulations.
  • Conducted reviews and evaluations for cost-reduction opportunities.
  • Recommended new financial and accounting software packages. replacing various non-integrated offerings.
  • Created financial management mechanisms to minimize financial risk to business.
  • Developed invoicing systems and internal controls to boost billing efficiencies.
  • Coordinated preparation of external audit materials and external financial reporting.
  • Monitored daily cash flow activities and reconciled discrepancies with accounting records.

Education

Bachelor of Science - Business Economics

Uide
Loja
07-2012

Skills

  • Loan structuring
  • Financial literacy
  • Documentation review
  • Portfolio management
  • Credit assessment
  • Data interpretation
  • Terms negotiation
  • Sales expertise
  • Business development
  • Financial counseling
  • Cash handling expert
  • Financial advising

Languages

Spanish
Native/ Bilingual
English
Professional

Websites

Timeline

Chief Financial Officer

Aroma & Depot
02.2023 - Current

Finanacial Analyst

News The Hour
05.2016 - 02.2019

Supervisor of Operations

Bank of loja
04.2004 - 08.2015

Bachelor of Science - Business Economics

Uide

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Juan Murillo