Results-oriented finance professional with over 12 years of experience in credit lending analysis and team leadership. Skilled in analyzing contract financial data, reconciling transactions, and ensuring operational confidentiality. Adept at managing teams, communicating procedural changes, and providing feedback to drive performance. Possesses expert-level analytical and financial skills, coupled with strong communication abilities. Seeking a challenging role to leverage expertise and contribute to organizational success.
Overview
Work History
Credit Analyst II
Nissan Motor Corporation
Irving, TX
02/16/16 - Current
Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
Analyzed customer payment histories to assess credit risk profiles.
Determined appropriate loan terms based on borrower's creditworthiness.
Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
Adhered to applicable laws, regulations and policies governing consumer lending practices.
Funding Analyst
Nissan Motor Corporation
Irving, TX
Analyzing contract financial data and information.
Reconciling transactions by comparing and correcting data.
Protecting operations by keeping financial information confidential.
Contributing to team effort by accomplishing related results as needed.
Working closely with the credit analyst to ensure accurate financial contract.
Demonstrating great communication skills and expert-level analytical and financial skills.
Team Lead-FHA Claims
Wingspan Portfolio Advisors
Dallas, TX
01/10/12 - 04/23/15
Managed a team of FHA Claims agents responsible for preparing claims files for further claims review.
Oversaw the gathering of all documents required to close a claim file.
Communicated procedural changes to staff and scheduled PTO/time off.
Provided feedback to management on claims progress and assisted in developing group incentives to motivate staff.
Disciplined staff as appropriate in consultation with Unit Manager.
Collaborated closely with all departments and managers.
Assisted with special projects and other duties as needed.
Education
Master of Science - Sports And Fitness Administration
Grambling State University
Grambling, LA
12-2005
Bachelor of Science - Mass Communication
Grambling State University
Grambling, LA
05-2004
Skills
Underwriting
Oral and written communications
Strong analytical skills
Proficiency in financial analysis and risk assessment
Attention to detail
Knowledge of regulatory compliance
Timeline
Credit Analyst II
Nissan Motor Corporation
02/16/16 - Current
Funding Analyst
Nissan Motor Corporation
Team Lead-FHA Claims
Wingspan Portfolio Advisors
01/10/12 - 04/23/15
Master of Science - Sports And Fitness Administration
Grambling State University
Bachelor of Science - Mass Communication
Grambling State University
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