Summary
Overview
Work History
Education
Skills
Timeline
Generic

Judge Stringer

Oxford,AL

Summary

A competent Finance and Insurance Manager has a strong understanding of the financing process and additional programs available. Their main responsibility is ensuring customers get what they need to afford a vehicle and that it’s properly protected. Some specific duties include:

  • Working directly with customers to explain and recommend financing options, extended warranties, aftermarket products and other options
  • Finding competitive rates to encourage customers to purchase vehicles
  • Processing applications for vehicle financing and helping customers get approved
  • Verifying that all paperwork is completed correctly and filed properly
  • Maintaining strong relationships with lending institutions to have lots of program options and competitive rates
  • Seeking out new programs that benefit customers and encourage them to buy
  • Ensuring compliance by following all local, state and federal regulations
  • Training the sales team on available financing and programs to ensure they promote them to customers

Overview

15
15
years of professional experience

Work History

FINANCE MANAGER

Sunny King Ford
09.2017 - Current
  • Serve as an intermediary between various lending institutions and dealerships during and after the car sales process
  • Responsible for a vast variety of things including but not limited to: Knowing and implementing dealership policies and procedures
  • Address missing stipulations communicated from the lender immediately
  • Adhere to the standard of professional ethics and be respectful to customers
  • Be knowledgeable of state regulations regarding finance and the Fair Credit Reporting Act
  • Train and supervise sales staff
  • Structure deals following lender and dealership guidelines
  • Perform credit interview, prepare credit application
  • Verify the accuracy of all material information on the credit application and submit it to the lender
  • Maintain confidentiality of customer information
  • Maintain good lender relations
  • Maintain a lender guide of programs and obtain a working knowledge of them
  • Evaluate new lender programs
  • Rehash deals with lenders
  • Work all deals diligently
  • Maintain current inventory log and make recommendations to management
  • Help move old inventory
  • Design and place advertising for special finance
  • Properly cost special finance deals (prepare profit sheets)
  • Maintain 'dead file' for inactive deals
  • Prepare weekly and monthly reports as requested by management
  • Collecting, interpreting, and reviewing financial information while predicting future financial trends
  • Reporting to management and stakeholders, and providing advice on how the company and future business decisions might be impacted
  • Producing financial reports related to budgets, account payables, account receivables, expenses, forecasts, etc
  • And developing long-term business plans based on these reports
  • Reviewing, monitoring, and managing budgets
  • Developing strategies that work to minimize financial risk
  • Analyzing market trends and competitors.

SALES/FINANCE ASSOCIATE

University Chrysler Dodge Jeep Ram
08.2015 - 09.2017
  • Served in many roles at this location but was mainly responsible for helping promote and encourage the sales team
  • Duties included: Greet customers arriving at the dealership
  • Showcase the dealership’s vehicles and explain their features and warranties to customers
  • Answer customer questions about cars, financing, and the purchase process
  • Accompany customers on test drives
  • Negotiate car prices and trade-in values for customers’ vehicles
  • Coordinate with the finance department to determine each customer’s financing and ownership options
  • Contact past customers to ensure satisfaction with their vehicles
  • Maintain good customer relationships
  • Planning and developing short and long-term goals and objectives annually, and submitting time projections to corporate management for approval
  • Effectively communicating with the comptroller/office manager every week to review departmental forecasts and ensure consistency with annual projections
  • Paying close attention to daily operations, recommending and creating improved courses of action where necessary
  • Providing dealership management with weekly reports on the financial condition of the dealership
  • Focusing on any customer complaints that department managers are unable to rectify and taking the necessary steps to resolve these complaints.

DISTRIBUTION SUPERVISOR

MS Companies
01.2010 - 07.2010
  • Served as liaison between Honda Manufacturing Company and MS Companies, and was responsible for Developing work instructions
  • Provide quality manufacturing support by compiling, initiating, sorting, and analyzing production records and suggesting cost reductions
  • Maintain quality by monitoring processes, control points, equipment, and personnel
  • Communicate expectations to employees, monitor and appraise job results, enforce systems, policies, and procedures
  • Maintain collaborative relationships with customers
  • Coaching, counseling, and disciplining employees as required
  • Complete production plan by scheduling and assigning personnel as necessary
  • Maintain quality staff and service by training employees
  • Enter the time, data, and other business inputs into spreadsheets in an accurate and timely fashion to maintain customer satisfaction and employee morale
  • Resolve personnel problems and employee complaints and collaborate with HR
  • Maintaining an enthusiastic attitude to build positive employee attitudes and morale
  • Overseeing and maintaining compensation plans for all employees.

Education

Bachelor of Science - Marketing

Jacksonville State University
Jacksonville, AL
05.1993

Skills

  • Negotiation skills and ability to develop strong working relationships
  • Strong communication skills – both written and verbal
  • Adaptable and willing to travel
  • Strong leadership and management skills
  • Verbal and written communication
  • Regulatory Compliance
  • Mentoring and training
  • Proficient in Microsoft Office
  • Attention to Detail
  • Prioritizing and Planning
  • Decision-Making
  • Staff Management

Timeline

FINANCE MANAGER

Sunny King Ford
09.2017 - Current

SALES/FINANCE ASSOCIATE

University Chrysler Dodge Jeep Ram
08.2015 - 09.2017

DISTRIBUTION SUPERVISOR

MS Companies
01.2010 - 07.2010

Bachelor of Science - Marketing

Jacksonville State University

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