Julia Beserman

• Manage the workflow and drive loan quality on incoming applications
• Assist loan officers with loan scenarios, marketing and technology.
• Oversee a team of processors and manage company pipelines of over 100 loans per month to ensure optimal efficiency and seamless workflow
• Conduct regular trainings and meetings to ensure that my team remains well-informed, up-to-date on compliance requirements, and aligned with company operational procedures
• Implemented and refined processes to enhance efficiency and accuracy in loan processing
• Comprehensive understanding of both State and Federal guidelines and loan programs
• Analyzed and resolved complex loan scenarios, serving as the go-to expert for intricate issues
• Conducted regular audits and compliance checks to ensure operational excellence
• Collaborated with several different departments to streamline overall successful workflow.

Loan Officer:

• Maintained an extensive knowledge of mortgage products, industry trends, and regulatory requirements to provide expert advice and service.
• Built and nurtured relationships with clients, referral sources, and industry partners to drive business growth and expand the client base.
• Collaborated with underwriters, real estate agents, and other stakeholders to facilitate smooth loan transactions and timely closings.
• Guided clients through the mortgage application process, explaining loan terms, options, and potential risks to ensure informed decisions.
• Received Top Agent award for volume of loans closed in 2022

Realtor:

• Conducted market research and analysis to determine accurate property valuations and advised clients on pricing strategies.
• Negotiated contracts and terms on behalf of clients, ensuring favorable outcomes and smooth transaction processes.
• Developed and executed marketing strategies, including property listings, open houses, and digital campaigns, to attract potential buyers and sellers.

• Expertly navigated challenging situations involving delayed fundings or last-minute changes by adapting quickly and communicating effectively with relevant parties.
• Monitored pipeline activities closely, ensuring proper follow-up on outstanding items necessary for loan closing.
• Resolved complex issues related to mortgage funding by collaborating with other departments, such as title companies and appraisers.
• Highest volume of loans funded in one both exceeded 100 loans.

• Worked on complex loans that required extra attention to detail, analysis, and critical thinking
• Streamlined loan processing by implementing efficient workflow systems and task prioritization.
• Managed a high-volume pipeline of loans, consistently meeting deadlines and maintaining accuracy in documentation.
• Evaluated approvals against established bank and government lending standards