Julia Wanner
Leavenworth,WA
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment, and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
15
15
years of professional experience
Work History
Senior Loan Processor
Movement Mortgage
Leavenworth, WA
03.2023 - Current
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Facilitated communication with underwriters, closing and loan officers to optimize process and maintain updated information.
- Provided quick turnaround times to maintain fast-past schedule.
- Affirmed loan document accuracy to protect lenders from potential fraud.
- Liaised with credit bureaus, employers and other sources to check applicants' credit
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Evaluated approvals against established bank and government lending standards.
Senior Loan Processor
Caliber Home Loans
Leavenworth, WA
03.2020 - 03.2023
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Collaborated with loan officers to develop strategies for managing loan application processing.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
- Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
- Reviewed and validated details of loan applications and closing documentation.
Senior Loan Processor
On Q Financial, Inc
Lynnwood, WA
07.2014 - 03.2020
- Set up and completed loan submission packages.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Request initial closing disclosure document and balance with closers and escrow make enough funds verified
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws
- Complete redisclosure due to program changes, loan amount and lock extension
- Order third party verifications for employment, mortgage insurance, homeowners insurance, title/escrow documentation
Senior Loan Processor
Umpqua Bank
Mountlake Terrace, WA
03.2010 - 07.2014
- Review all initial documentation such as credit report, income and assets to determine applicants eligibility
- Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
- Compiled final loan closing documents for applicant(s)
- Weekly pipeline meetings to ensure loans closed on time
- Generate closing disclosure and review for accuracy with escrow company
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
Senior Loan Processor
Access Mortgage
Seattle, WA
03.2009 - 03.2010
- Consulted with outside vendors to identify and resolve loan closing issues.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Consulted with prospective lenders to check qualifications of applicant
- Packaged loans to be sent to prospective lenders for credit worthiness of applicant
- Maintained positive relationships between prospective lenders and loan applicant
- Generating all initial compliance disclosures for loan application
Education
Bachelor of Arts - Communications
University of Washington
Seattle06.2010
Skills
- Strong Attention to Detail
- Interpersonal Communication
- Customer Service
- Teamwork and Collaboration
- Deadline Management
- Policy Adherence
- Problem Solving and Analytical Skills
- Organizational Skills
- Loan Origination Systems
- Knowledge of Mortgage Lending Regulations and Guidelines
Timeline
Senior Loan Processor
Movement Mortgage
03.2023 - Current
Senior Loan Processor
Caliber Home Loans
03.2020 - 03.2023
Senior Loan Processor
On Q Financial, Inc
07.2014 - 03.2020
Senior Loan Processor
Umpqua Bank
03.2010 - 07.2014
Senior Loan Processor
Access Mortgage
03.2009 - 03.2010
Bachelor of Arts - Communications
University of Washington