Julianna O'Brien
Howell Township,NJ
Summary
Talented Finance Manager with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
15
15
years of professional experience
Work History
Finance Manager
Raceway Kia
09.2018 - Current
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Processed loan applications and monitored progress from start to finish.
- Managed a team of finance specialists, fostering collaboration and teamwork while overseeing daily operations.
- Analyzed market trends to stay informed on industry developments and competitive landscape within the automotive finance sector.
- Implemented ongoing training programs for sales staff on current financing products, incentives, and promotions.
- Improved overall department efficiency by implementing streamlined procedures simplifying documentation requirements reducing unnecessary delays.
- Provided exceptional customer service by addressing inquiries promptly, resolving issues efficiently, and maintaining open communication throughout the financing process.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
Finance Manager
Brad Benson Hyundai
01.2013 - 08.2018
- Developed strategic plans for day-to-day financial operations.
- Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Streamlined loan approval processes for enhanced customer experience and faster turnaround times.
- Maintained an organized workflow by prioritizing tasks effectively managing multiple client files simultaneously ensuring timely processing of all transactions.
- Improved overall department efficiency by implementing streamlined procedures simplifying documentation requirements reducing unnecessary delays.
Finance Manager
Honda Of Toms River, NJ
01.2009 - 01.2013
- Made sure CITs were at a minimum.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Daily CIT reporting
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
Education
BBA - Business Management
Kean University
Union, NJ06.2008
Skills
- Budget Forecasting
- Financial Budgeting
- Customer Satisfaction
- Internal Controls
- Credit analysis
- Regulatory Compliance
- Staff Training
- Departmental oversight
- Financial Modeling
Timeline
Finance Manager
Raceway Kia
09.2018 - Current
Finance Manager
Brad Benson Hyundai
01.2013 - 08.2018
Finance Manager
Honda Of Toms River, NJ
01.2009 - 01.2013
BBA - Business Management
Kean University
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