Summary
Overview
Work History
Education
Skills
Timeline
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JULIE CASTRO

Bellevue,NE

Summary

Mortgage professional with thorough understanding of loan processing and keen eye for detail. Proven ability to streamline loan approval processes and ensure compliance with regulatory standards. Valued team player known for reliability and adaptability in dynamic environments, focusing on collaboration and achieving results.

Overview

10
10
years of professional experience

Work History

MORTGAGE LOAN PROCESSOR

Cross Country Mortgage
10.2024 - 10.2025
  • Applied knowledge of FHA, VA, USDA guidelines when processing mortgage loans.
  • Communicated effectively with clients, lenders, realtors, appraisers, and other parties involved in the transaction.
  • Initiated contact with customers to obtain additional information needed to process mortgage loans.
  • Identified issues raised in documents and reported to loan officer for assistance.
  • Communicated conditions to borrowers in easy-to-understand, non-mortgage verbiage.

MORTGAGE LOAN PROCESSOR

Supreme Lending
01.2021 - 10.2024
  • Processed loans for multiple loan officers including two Presidents Club Members.
  • Familiar with FHA Connection system and have a strong knowledge of all agency guidelines.
  • Processed FHA, VA and conventional loans including new construction loans ensuring the loan meets all regulatory requirements.
  • Maintain a strong turn time on loan files by keeping the borrowers, title and loan officers informed when needed.
  • Submitted loan applications with recommendation for underwriting approval.
  • Remote, US

MORTGAGE LOAN PROCESSOR

Wells Fargo Home Mortgage
01.2016 - 01.2021
  • Ordering all necessary supporting documentation such as VOE, title appraisals and transcripts for FHA, VA, and Conventional loans.
  • Submitting files to underwriting in a timely manner, communicating with the borrower, realtor, and loan officer to provide status updates.
  • Analyzing information regarding borrower's income, asset and credit determining if the documentation is sufficient to render a good loan decision.
  • Provide guidance and assistance to the new loan processor helping them to make a smooth and easy transition.
  • Advised customers regarding loans and transactions.

Education

ACCOUNTING -

Metro Community College
NE
01.1991

Skills

  • Conventional and FHA Appraisal review
  • Financial document review Sch C, Sch E, 1065, 1120S and 1120
  • Review of paystubs, W-2's, bank statements and VOE's
  • Ordering and reviewing title insurance
  • TRID compliance (LE, CD timing requirements)
  • Addressing credit issues
  • Loan Origination Systems: Encompass

Timeline

MORTGAGE LOAN PROCESSOR

Cross Country Mortgage
10.2024 - 10.2025

MORTGAGE LOAN PROCESSOR

Supreme Lending
01.2021 - 10.2024

MORTGAGE LOAN PROCESSOR

Wells Fargo Home Mortgage
01.2016 - 01.2021

ACCOUNTING -

Metro Community College