Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Julie Langford

Shreveport,Louisiana

Summary

Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Over 15 years of experience in loan processing and mortgages.

Overview

22
22
years of professional experience
1
1
Certification

Work History

Loan Processor, Loan Officer Assistant

Shreveport Louisiana
  • Communication with clients, real estate agents
  • Manage Closing Calendar
  • Well organized and can handle pressure
  • Computer Data Entry
  • Runs credit reports and evaluated creditworthiness
  • Acts as point of contact between loan officers, underwriters, clients
  • Puts together a file that contains the application information, supporting documents, and a credit report that will be analyzed
  • Collects necessary additional items from clients once the underwriter has made a decision
  • Organizes the file for closing
  • Checks for missing information on loan applications and potential errors
  • Daily bookkeeping
  • Recork Filing, keeping
  • Financial reporting
  • Preparation of tax records for financial audits

Loan Processor, Licensed Loan Officer

LCC
01.2021 - 01.2023
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
  • Handled any conditions sent from underwriting departments.
  • Developed and maintained relationships with customers and loan officers to establish smooth loan process.
  • Processed loans within various departments to achieve timely, accurate, and fair proceedings.
  • Provided quick turnaround times to maintain fast-past schedule.
  • Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
  • Coordinated closing process with attorneys, title companies, and government clerks.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.

Accounts Payable Administrative Assistant

Kingwood Exploration
01.2001 - 01.2023
  • Managed filing system, entered data and completed other clerical tasks.
  • Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
  • Assisted coworkers and staff members with special tasks on daily basis.
  • Managed paper and electronic filing systems by routing various documents, taking messages and managing incoming and outgoing mail.

Loan Officer Assistant and Processor

Benton Capital Mortgage Lending Corporation
01.2018 - 01.2021
  • Answered inquiries and provided superior customer service to clients.
  • Set up files using loan officer checklist and submitted on-time for processing.
  • Communicated with customers daily to request information and complete paperwork.
  • Prepared professional business correspondence on behalf of loan officer to obtain information and facilitate processing steps.
  • Monitored key dates to obtain information by deadlines.
  • Assisted with timely loan closing and funding activities with efficient management of task checklists.
  • Assembled important paperwork and disclosures for borrower.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.

Loan Processor

Caliber Home Loans
01.2015 - 01.2018
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Processed loans within various departments to achieve timely, accurate, and fair proceedings.
  • Assisted loan officers with origination and closing processes to fastrack procedures and promote teamwork.
  • Handled any conditions sent from underwriting departments.
  • Utilized loan origination software to process and track loan applications.
  • Developed and maintained relationships with customers and loan officers to establish smooth loan process.
  • Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.

Loan Processor

Home Federal Bank
01.2014 - 01.2015
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.

Loan Processor

Fairway Independent Mortgage Corporation
01.2009 - 01.2014
  • Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
  • Prepared documents for underwriting by verifying client income, credit reports, and other information.
  • Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
  • Set up and completed loan submission packages.
  • Compiled closing packages for drafting and presentation accuracy.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Developed and maintained relationships with customers, lenders and other third parties.
  • Monitored pipelines to track and log status of loans.
  • Assisted customers with completing loan applications and other paperwork.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Processed loan applications and monitored progress from start to finish.

Education

Bachelor of Science - Education

Louisiana College
Pineville, LA
05.2001

Skills

  • Accounting Softwares
  • Appraisals
  • Knowledge of VA Loan Process
  • Complete Loan Applications
  • Compile Documents
  • Loan and Transactions Advisory
  • Calculations Error Correction
  • Credit and Collections
  • Loan Evaluations
  • Status Updates
  • Customer Interaction
  • Government Standards
  • Oral and Written Comprehension
  • Closing Costs Calculation
  • Analytical and Critical Thinking

Certification

  • Licensed Loan Officer, NMLS 1904494

Timeline

Loan Processor, Licensed Loan Officer

LCC
01.2021 - 01.2023

Loan Officer Assistant and Processor

Benton Capital Mortgage Lending Corporation
01.2018 - 01.2021

Loan Processor

Caliber Home Loans
01.2015 - 01.2018

Loan Processor

Home Federal Bank
01.2014 - 01.2015

Loan Processor

Fairway Independent Mortgage Corporation
01.2009 - 01.2014

Accounts Payable Administrative Assistant

Kingwood Exploration
01.2001 - 01.2023

Loan Processor, Loan Officer Assistant

Shreveport Louisiana

Bachelor of Science - Education

Louisiana College
Julie Langford