Summary
Work History
Education
Skills
Timeline
Generic

Julie Schwinghammer

Staples,Minnesota

Summary

Proven professional with a rich background at Mid-Central National Bank, adept in deposit and withdrawal management and excelling in customer relationship development. Leveraged expertise in fraud identification and exceptional customer service to enhance trust and efficiency. Achieved significant improvements in transaction processing speed and accuracy, demonstrating a commitment to excellence and a positive, approachable demeanor.

Work History

Bank Teller

Mid-Central National Bank
  • Managed high-volume transactions during peak hours while maintaining attention to detail, ensuring seamless customer experience.
  • Balanced cash drawers accurately at the end of each shift, minimizing discrepancies in financial records.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Established trust with clients by maintaining confidentiality and protecting sensitive financial information.
  • Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
  • Processed customer transactions promptly, minimizing wait times.
  • Resolved customer issues promptly, fostering positive relationships between the bank and its clients.
  • Learned about customer's financial needs, established trust, and optimized sales opportunities resulting in quality customer service.
  • Counted and packaged currency and coins.
  • Conducted daily audits of cash drawer, ensuring accuracy and compliance with bank policies.
  • Reconciled cash drawer and resolved discrepancies.
  • Educated customers on use of banking website and mobile apps.
  • Provided customer records, account statements and copies of checks.
  • Identified fraudulent activities by diligently monitoring transactions and reporting suspicious activity to management.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Logged cashier's checks and other transactions to maintain accurate account records.
  • Turned in excess cash to maintain drawer security.
  • Processed loan payments accurately, contributing to the overall efficiency of branch operations.
  • Assisted customers with compromised debit cards and issued new credentials.
  • Placed orders for customer checks and verified starting numbers.
  • Assisted customers in opening new accounts, facilitating a smooth onboarding process for new clients.
  • Removed mutilated currency from circulation.
  • Collaborated with team members to ensure smooth operations and high-quality service.
  • Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
  • Disbursed cash and checks accurately while maintaining security of cash drawers.
  • Maintained accurate records of customer transactions in line with bank procedures.
  • Monitored and reported suspicious activity in line with bank security policies.
  • Maintained friendly and professional customer interactions.

Retail Sales Associate

The Liquor Depot
  • Greeted customers and helped with product questions, selections, and purchases.
  • Maintained a clean and organized store environment, enhancing the overall shopping experience for customers.
  • Helped customers complete purchases, locate items, and join reward programs.
  • Handled returns and exchanges professionally, resolving customer issues while adhering to company policies.
  • Assisted in managing inventory levels, accurately processing shipments, and restocking merchandise as needed.
  • Processed transactions efficiently using point-of-sale systems, minimizing wait times for customers at checkout.
  • Developed strong relationships with repeat clients, leading to increased loyalty and return visits.
  • Enhanced visual merchandising displays by arranging products strategically, attracting more customers to the store.
  • Contributed to loss prevention efforts by maintaining vigilant awareness of potential theft risks on the sales floor and reporting suspicious activities as required.
  • Enhanced store appearance and shopping experience with meticulous shelf organization and cleanliness.
  • Managed cash register, ensuring accurate transactions and safeguarding against losses.

Special Education Paraprofessional

ISD#2170
  • Developed strong rapport with students by demonstrating empathy, patience, and understanding during daily interactions both inside and outside the classroom setting.
  • Managed challenging behaviors using de-escalation techniques to maintain a safe and productive learning environment for all students involved.
  • Assisted in the implementation of effective behavior management techniques, resulting in a more focused and positive classroom environment.
  • Collaborated with teacher to create customized classroom environment integral to students' needs.
  • Monitored student classroom and outdoors activities to promote student safety.
  • Maintained positive attitude and affirmatively communicated with each student.
  • Interacted physically and verbally with students throughout each day.
  • Offered student support through special accommodations, extra assistance, and assessments.
  • Delivered personalized educational, behavioral, and emotional support to individual students to enable positive learning outcomes.
  • Participated in ongoing professional development opportunities to stay current on best practices in special education instruction and support services.
  • Oversaw class of students in absence of instructor.
  • Supported students with various disabilities through one-on-one tutoring sessions, improving their understanding of course materials and concepts.
  • Supported teacher in development of individual learning strategies.
  • Documented student behaviors, interventions, and outcomes to enable lead teacher to address pertinent issues.
  • Partnered with speech therapists, occupational therapists, and other related service providers to ensure comprehensive support for each individual student''s growth and progress.
  • Enhanced students'' learning experiences by implementing individualized educational plans and adapting teaching methods for special needs students.
  • Set up visual aids, equipment, and classroom displays to support teacher's lesson delivery.

Education

Technical High School
St.Cloud, MN
06.1984

Skills

  • Deposit and withdrawal management
  • Cash counting
  • Customer relationship development
  • Cash handling expertise
  • Data inputting
  • Money orders
  • Financial software
  • Time management proficiency
  • Cash handling and management
  • Approachable
  • Positive
  • Exceptional customer service
  • Banking
  • Compliance, banking laws, and regulations
  • Drawer balancing
  • Friendly
  • Relationship building and management
  • Sales expertise
  • Reliable
  • Currency and coin counter
  • Fraud identification
  • Safe and vault operation
  • Excellent communication skills
  • Transaction Processing
  • Customer Relationship Management
  • Multitasking
  • Problem-solving abilities
  • Currency handling
  • Manage customer accounts
  • Deposit funds
  • Fraud monitoring
  • Check processing

Timeline

Bank Teller

Mid-Central National Bank

Retail Sales Associate

The Liquor Depot

Special Education Paraprofessional

ISD#2170

Technical High School
Julie Schwinghammer