Overview
Work History
Education
Skills
Certification & Organizations
Community Service
Timeline
Generic

Jullianna Karam

San Antonio,Texas

Overview

11
11
years of professional experience

Work History

AVP, Compliance Officer III

Broadway Bank
03.2025 - Current
  • Ensure the bank's alignment with applicable laws, regulations, and internal policies and procedures by partnering with and providing advice to business partners within the bank's deposit and lending spaces.
  • Coordinate and lead cross-functional teams to address complex compliance matters, fostering a collaborative approach to organizational success and driving process improvements.
  • Conduct risk assessments, develop action plans, and offer credible challenge when necessary.
  • Monitor, assess, report and present on regulatory changes, and lead bank-wide implementation efforts.
  • Develop compliance policies and procedures.
  • Develop and deliver compliance trainings to employees and key stakeholders.
  • Provide training and ongoing mentorship to junior compliance officers, leading regular meetings to deliver guidance and support on regulatory matters.
  • Lead end-to-end monitoring processes, including testing, communication, development of action plans, and ongoing oversight in collaboration with business units.
  • Support compliance efforts throughout regulatory examinations and internal audits.

Compliance Officer III

Broadway Bank
05.2023 - 03.2025
  • Performed compliance monitoring and testing to evaluate adherence with banking laws, regulations, and internal policies and procedures.
  • Worked closely and met regularly with business partners in the deposit and lending spaces to address and provide advice on complex compliance matters.
  • Conducted risk assessments, developed action plans, and offered credible challenge when necessary.
  • Monitored, assessed, reported and presented on regulatory changes, and led bank-wide implementation efforts.
  • Developed compliance policies and procedures.
  • Provided training to junior compliance officers.
  • Supported compliance efforts throughout regulatory examinations and internal audits.

Compliance Analyst

CAPCO
04.2020 - 04.2023
  • Provided regulatory guidance in the consumer lending space as part of a consulting team working with multiple leading national mortgage lenders.
  • Conducted TILA-RESPA Integrated Disclosure reviews and provided guidance on re-disclosure and remediation efforts.
  • Documented upstream process failures on high restitution cases and advised on risk mitigation opportunities to client.
  • Conducted internal quality control reviews to assess and enhance the team's review processes.
  • Recommended process improvements to strengthen internal compliance and review procedures.

Law Clerk

Janicek Law Firm
12.2018 - 12.2019
  • Conducted research and drafted supporting case arguments for personal injury and medical malpractice cases.
  • Drafted and responded to discovery, pleadings and motions.
  • Met with clients to discuss upcoming depositions and trials.
  • Attended depositions and drafted comprehensive summaries for review.

Law Clerk

Law Office of Derek D. Morales
05.2017 - 03.2018
  • Worked caseload of family, criminal, consumer, probate, business and property law matters.
  • Conducted research and drafted supporting case arguments.
  • Created and prepared legal drafts by researching, organizing and assembling information for legal documents, filings and forms.
  • Met with clients to gather case information and discuss upcoming litigation.

Constituent Liaison

U.S. House Of Representatives
07.2014 - 06.2015
  • Tracked legislative developments to inform constituents about relevant updates promptly.
  • Researched policies and legislation to provide accurate information for constituent inquiries.
  • Served as a liaison for constituents with government agencies, facilitating resolutions for complex situations or disputes.
  • Delivered speeches on behalf of Congressman at official events.

Congressional Intern

U.S. House Of Representatives
04.2014 - 06.2014
  • Conducted legislative research on wide range of topics.
  • Supported staff on special projects and communications.
  • Assisted in organizing official events, ensuring smooth communication between constituents and congressional staff.


Education

Doctor of Jurisprudence -

St. Mary's University School of Law
San Antonio, TX
05.2019

Summer Pre-Law Program -

Cornell University
Ithaca, NY
06-2014

Bachelor of Business Administration, Marketing -

St. Mary's University
San Antonio, TX
12.2013

Skills

  • Banking Laws & Regulations
  • Best Practices
  • Advisory
  • Line of Business Partnership
  • Risk Management
  • Deposit Compliance
  • Lending Compliance
  • Regulatory Change Management
  • Risk Assessment
  • Policies & Procedures

Certification & Organizations

  • Certified Regulatory Compliance Manager (CRCM)
  • Broadway Bank Emerging Leadership Program (Emerging Leader)
  • Corazón Ministries, Inc. (Board of Directors)
  • Broadway Bank Chapter, Toastmasters International (VP of Education)

Community Service

  • Communities in Schools of San Antonio InspireU Mentorship Program (Mentor)
  • Place of Grace Fellowship Food Pantry (Volunteer)
  • “Cafecito en la Calle” Homeless Outreach Program (Volunteer)
  • St. Mary’s University School of Law Center for Legal and Social Justice, Haven for Hope Identification Recovery Program (Legal Aid Volunteer)
  • Boys & Girls Club of San Antonio Young Achievers Mentorship Program (Mentor)

Timeline

AVP, Compliance Officer III

Broadway Bank
03.2025 - Current

Compliance Officer III

Broadway Bank
05.2023 - 03.2025

Compliance Analyst

CAPCO
04.2020 - 04.2023

Law Clerk

Janicek Law Firm
12.2018 - 12.2019

Law Clerk

Law Office of Derek D. Morales
05.2017 - 03.2018

Constituent Liaison

U.S. House Of Representatives
07.2014 - 06.2015

Congressional Intern

U.S. House Of Representatives
04.2014 - 06.2014

Doctor of Jurisprudence -

St. Mary's University School of Law

Summer Pre-Law Program -

Cornell University

Bachelor of Business Administration, Marketing -

St. Mary's University

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Jullianna Karam