Bachelor of Science - Engineering
London South Bank University
London, England09-2011
Jumoke Awoniyi
Mortgage Underwriter
Houston,TX
Education
Work History
Mortgage Underwriter
Wells Fargo
Houston, Tex
08.2021 - Current
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Applied grades to each loan application based on established criteria to keep institutional risk low.
- Verified the integrity of applicants' information to minimize fraud.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Monitored pipelines to track and log status of loans.
- Evaluated loan requests and documents to verify accuracy and completeness.
Mortgage Underwriter Officer
First National Bank
Houston, Texas
07.2020 - 08.2021
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Verified integrity of applicants' information to minimize fraud.
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
- Created and implemented underwriting procedures and strategies to accurately and efficiently process loan applications.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Monitored pipelines to track and log status of loans.
- Assessed loan portfolios for compliance with underwriting policies.
Timeline
Mortgage Underwriter
Wells Fargo
08.2021 - Current
Mortgage Underwriter Officer
First National Bank
07.2020 - 08.2021
Bachelor of Science - Engineering
London South Bank University
Work Type
Full TimeWork Location
RemoteImportant To Me
Work from home optionFlexible work hoursCareer advancementPaid sick leaveSimilar Profiles
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