Ana Castro
Hollywood,FL
Summary
Highly skilled accounting and finance professional with strong expertise in finance management. Demonstrates exceptional ability in cost analysis, budgeting, and financial reporting. Known for fostering team collaboration, adapting to changing project needs, and consistently delivering impactful results. Equipped with solid problem-solving skills, effective communication, and a results-driven mindset.
Overview
16
16
years of professional experience
Work History
Finance Manager
Ryder System, Inc.
Miami, FL
05.2021 - Current
- Oversaw detailed financial forecasting to ensure it was in line with corporate objectives and met stakeholder expectations.
- Spearheaded initiatives that reduced costs through process improvements and strategic sourcing efforts, such as in the property policy, saving the company 1 million dollars in the one-year renewal.
- Developed and implemented financial strategies to enhance profitability and operational efficiency.
- Reviewed and recorded monthly accounting entries to ensure the accuracy of general ledger expenses exceeding $9 million. Additionally, I explained variances to the VP and Director of Planning each month.
- Led the data gathering for all of Ryder's insurance policies, including Property, Fiduciary Liability, Crime and Fidelity, Directors and Officers Insurance, Workers' Compensation, Auto Liability, General Liability, Foreign Liability, Product Recall, and owner-operators.
- Collaborated with senior leadership to develop long-term financial plans supporting business growth initiatives.
- Conducted cost-benefit analysis reports on organizational changes, including measuring and managing benefits realization for each project and solution developed.
- Addressed and resolved complex, unexpected issues with brokers, insurance applications, or any IT tools used for data gathering and financial metrics.
- Mentored junior finance staff, fostering professional growth and enhancing departmental performance.
- Conducted thorough due diligence investigations during merger and acquisition transactions, minimizing exposure to potential liabilities.
- Negotiated favorable terms with vendors, resulting in significant cost savings for the company.
- Increased financial efficiency by streamlining and automating financial reporting processes.
Senior Finance Consultant
Ryder System, Inc.
Miami, FL
10.2018 - 05.2021
- Focused on improving profitability processes by identifying higher-risk customers in the liability program, resulting in annual savings of approximately $2 million in claims.
- Oversaw and provided monthly, quarterly, and annual metrics, analysis, statistics, and financial reports for executives, including key performance indicators related to underwriters, regional penetration, claim frequency, and claim severity.
- Led implementation of process solutions for insurance operations and claims office improvement, including developing specifications and IT tools with internal and external sources.
- Led financial analysis initiatives to optimize budgeting processes and enhance decision-making efficiency.
- Worked closely with project owners, IT, finance, and risk management teams to resolve any issues encountered. Ensures all changes are properly tested and migrated successfully.
- Recruitment and development of underwriter and analyst professionals were achieved by implementing effective training and development programs, successfully surpassing retention goals.
Financial Analyst
Ryder System, Inc.
Miami, FL
08.2017 - 10.2018
- Developed comprehensive financial models to forecast revenue and assess investment opportunities.
- Streamlined operational expenses by creating and implementing a cancellation and claim processing initiative, saving the company $400,000 monthly.
- Presented quarterly financial insights to senior management, driving informed decision-making processes.
- Worked cross-functionally with internal departments to align and validate data inputs.
- Evaluated financial records for accuracy and conformance to regulations.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
Senior Property Accountant /Accounting /Front Office Manager
Condominium Association Parker Plaza Estates, Inc.
Hallandale, FL
06.2014 - 08.2017
- Oversaw all financial records, including bookkeeping, accounts payable, accounts receivable, check writing, and deposits for a budget of $4.5 million, as well as managing investment accounts and loans.
- Managed daily accounting operations, ensuring accuracy in financial reporting and compliance with regulations.
- Participated in both internal and external audits, as well as in the preparation and forecasting of the annual budget.
- Maintained receivables below 2% and collaborated with attorneys throughout the foreclosure process.
- Performed other related duties as the office and accounting manager requested by Treasurer, Property Manager & Board Members.
- Managed all departments including maintenance, office, security, valet, and housekeeping department with a staff of over 40.
- Residential building of 520 units and 3 commercial properties
Assistant Property Manager /Accounting Clerk
FirstService Residential Continental Group
Hollywood, FL
11.2012 - 06.2014
- Maintained all financial records bookkeeping, accounts payable, accounts receivable, check writing, and deposits.
- Matched orders with invoices and recorded required information.
- Calculated and produced checks for utilities, taxes and other operational payments.
- Assisted all Board members and legal counsel to ensure that current policies and new policies were adhered to in the building forms appropriately.
- Assisted unit owners, attorneys, and banks to ensure payment of all assessments and maintain the association's financial status.
- Followed up on delinquent tenants and coordinated collection procedures.
- The Port Condominium Association and The Wave Condominium Association
Accounting Clerk
The Hemispheres Condominium Association
Hallandale, FL
04.2010 - 11.2012
- Received and posted ACH, credit cards, and checks for receivables in excess of $800,000 monthly for maintenance and special assessments accounts.
- Responsible for handling all invoices of the organization, over $10.6 million dollars in payables annually.
- Processed collections for condominium foreclosures and commercial properties.
- Reduced collections by over 80%. Maintained a 3% delinquency rate and collected $500,000 of bad debt during 2012.
- Processed weekly payroll for 46 employees.
- Assisted accounting manager and C.P.A with monthly reconciliation of multiple bank accounts and balance sheet.
- High Rise Residential Building with 1308 Units
Education
Bachelor of Arts - Accounting And Finance
Florida International University
Miami04.2019
Certificate - Accounting Technology And Bookkeeping
Broward College
Fort Lauderdale12.2015
Associate of Arts - Accounting
Broward College
Fort Lauderdale12.2015
Skills
- Budget Forecasting
- Financial Budgeting
- Customer Satisfaction
- Internal Controls
- Revenue Growth
- Cost Control
- Cash Flow Management
- Proficient in Microsoft Office Suite
Languages
- Spanish, Native or Bilingual
- English, Full Professional
Timeline
Finance Manager
Ryder System, Inc.
05.2021 - Current
Senior Finance Consultant
Ryder System, Inc.
10.2018 - 05.2021
Financial Analyst
Ryder System, Inc.
08.2017 - 10.2018
Senior Property Accountant /Accounting /Front Office Manager
Condominium Association Parker Plaza Estates, Inc.
06.2014 - 08.2017
Assistant Property Manager /Accounting Clerk
FirstService Residential Continental Group
11.2012 - 06.2014
Accounting Clerk
The Hemispheres Condominium Association
04.2010 - 11.2012
Bachelor of Arts - Accounting And Finance
Florida International University
Certificate - Accounting Technology And Bookkeeping
Broward College
Associate of Arts - Accounting
Broward College