Justin D Mohs
Sartell,MN
Summary
Dynamic SBA Credit Analyst at Stearns Bank with a proven track record in financial analysis and risk assessment. Adept at leveraging Salesforce to enhance communication and problem-solving. Recognized for exceptional attention to detail and a strong commitment to customer service, driving successful outcomes in high-pressure environments. High-energy professional skilled at welcoming guests, maintaining entrances and balancing server loads to optimize operations. Collaborative, hardworking and efficient at prioritizing and handling simultaneous tasks to promote positive dining experiences.
Overview
7
7
years of professional experience
Work History
SBA Credit Analyst
Stearns Bank
St. Cloud, USA
01.2025 - 05.2025
- Followed Stearns Bank guidelines on analyzing personal and business financials of small business loan applicants
- Pulled credit scores and reviewed credit reports
- Analyzed tax returns, business balance sheets, P&Ls and business projections
- Effectively communicated with lenders and management to solve problems and gather information
- Experience using Sales Force
Bartender/Server
Texas Roadhouse
St. Cloud, USA
01.2019 - 04.2025
- Followed alcohol awareness procedures for preventing excessive guest intoxication
- Performed opening and closing duties, printing sales reports, preparing cash drawers and taking inventory
- Served high customer volumes during special events, nights and, weekends
- Upsold menu items to guests, driving to increase sales revenue and maximizing profits
Laborer
Concrete Inc.
St. Cloud, USA
08.2018 - 11.2018
- Attention to detail and safety on a large scale
- Understood and followed verbal and written instructions to complete work effectively
Education
Bachelor of Science - General Business
St. Cloud State University
St. Cloud, MN07.2024
Skills
- Financial analysis and credit reporting
- Risk assessment and management
- Salesforce proficiency
- Tax return analysis
- Customer service and support
- Effective communication skills
- Time management and prioritization
- Attention to detail
- Data interpretation and analysis
- Team collaboration and synergy
- Goal orientation
- Oral and written communication
- Research and problem-solving skills
- Adaptability and flexibility
- Excel proficiency and data management
- Interpersonal communication skills
- Multitasking abilities
Accomplishments
- Employee of the Month at Texas Roadhouse February 2019
- Minnesota High School Baseball All-Star Series Participant 2016
- St. Cloud Technical and Community College Baseball Team Member 2016 - 2018
- Club Champion at Territory Golf Course 2022
References
- Nicholas Schuerman - Previous Kitchen Manager at Texas Roadhouse
Timeline
SBA Credit Analyst
Stearns Bank
01.2025 - 05.2025
Bartender/Server
Texas Roadhouse
01.2019 - 04.2025
Laborer
Concrete Inc.
08.2018 - 11.2018
Bachelor of Science - General Business
St. Cloud State University
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