Summary
Overview
Work History
Education
Skills
Software
Timeline
AdministrativeAssistant

Jacob (Jake) Zikis

Mortgage Underwriter
St. Charles,IL

Summary

Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as a Mortgage Underwriter. Successful in managing file volume, keeping up with program updates, and training branch staff on how to have an easier time with their subsequent submissions. Proven expertise in identifying unacceptable risk and preventing fraud.

Overview

11
11
years of professional experience
4
4
years of post-secondary education

Work History

Mortgage Underwriter

PrimeLending
Dallas , TX
2011.11 - 2022.10
  • Verified integrity of applicants' information to minimize fraud.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Determined credit risks by reviewing loan application and comparing data against internal checklists and program guidelines.
  • Worked with processing and sales team members to communicate errors and obtain missing information for current applications.
  • Proactively identified solutions for customers experiencing credit issues.
  • Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
  • Trained junior team members in underwriting procedures and loan quality grading standards.

Education

Bachelor of Arts - Business / Economics

Benedictine University
Lisle, IL
2000.08 - 2004.06

Skills

Residential Loans

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Software

Microsoft Excel

Microsoft Word

Adobe PDF

Microsoft PowerPoint

Timeline

Mortgage Underwriter

PrimeLending
2011.11 - 2022.10

Bachelor of Arts - Business / Economics

Benedictine University
2000.08 - 2004.06
Jacob (Jake) ZikisMortgage Underwriter