Microsoft Excel
Jacob (Jake) Zikis
Mortgage Underwriter
St. Charles,IL
Summary
Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as a Mortgage Underwriter. Successful in managing file volume, keeping up with program updates, and training branch staff on how to have an easier time with their subsequent submissions. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
11
11
years of professional experience
4
4
years of post-secondary education
Work History
Mortgage Underwriter
PrimeLending
Dallas, TX
11.2011 - 10.2022
- Verified integrity of applicants' information to minimize fraud.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
- Determined credit risks by reviewing loan application and comparing data against internal checklists and program guidelines.
- Worked with processing and sales team members to communicate errors and obtain missing information for current applications.
- Proactively identified solutions for customers experiencing credit issues.
- Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
- Trained junior team members in underwriting procedures and loan quality grading standards.
Education
Bachelor of Arts - Business / Economics
Benedictine University
Lisle, IL 08.2000 - 06.2004
Skills
Residential Loans
undefinedSoftware
Microsoft Word
Adobe PDF
Microsoft PowerPoint
Timeline
Mortgage Underwriter
PrimeLending
11.2011 - 10.2022
Bachelor of Arts - Business / Economics
Benedictine University
08.2000 - 06.2004
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