Kafayat Wasiu
Fort Worth
Summary
Results-driven AML/KYC/Fraud Analyst with 5+ years of experience in financial services, specializing in transaction monitoring, fraud investigations, SAR drafting, and regulatory compliance. Proven ability to analyze complex financial activities, identify suspicious patterns, and mitigate risk in accordance with BSA/AML, OFAC, and regulatory guidelines. Strong expertise in CDD, EDD, KYC onboarding, negative news screening, PEP reviews, and high-risk account analysis, with advanced ability to write regulator-ready SAR narratives and manage high-volume investigative caseloads in production-driven environments.
Overview
5
5
years of professional experience
Work History
AML/Fraud Analyst
Morgan Stanley
Cincinnati
03.2024 - Current
- Conduct end-to-end investigations on suspicious activities including account takeover, identity theft, structuring, and rapid movement of funds
- Analyze alerts and identify fraud patterns, anomalies, and high-risk transactions
- Draft and prepare clear, regulator-ready Suspicious Activity Reports (SARs)
- Collaborate with FIU teams, auditors, and regulatory stakeholders to support investigations and compliance requirements
- Utilize tools such as Looker, Unit21, Salesforce, LexisNexis, and Zendesk for case analysis
- Perform transaction monitoring and account reviews to detect AML and fraud risks
- Support policy updates and compliance reviews aligned with regulatory standards
- Conduct risk assessments and provide recommendations to mitigate exposure
- Maintain detailed documentation ensuring audit readiness and regulatory compliance
- Identify trends and fraud risks through large dataset analysis
- Manage high-volume case queues in a production-driven environment while meeting SLA timelines
AML/KYC Analyst
Chase Bank
Belair
01.2021 - 02.2024
- Performed KYC onboarding and validation in line with CIP, CDD, and EDD requirements
- Investigated AML alerts and escalated suspicious activities to FIU
- Conducted customer risk profiling and high-risk account reviews
- Applied strong knowledge of fraud typologies including structuring, identity theft, and transactional anomalies
- Utilized tools such as Actimize, World-Check, LexisNexis, RDC, and SharePoint
- Analyzed financial data and negative news to assess client risk exposure
- Collaborated with internal teams and auditors to ensure regulatory compliance and process improvement
- Maintained accurate documentation for second-level review and audit readiness
- Supported onboarding improvements and risk control enhancements
Education
Bachelor's Degree - Education
Skills
- AML Investigations
- SAR/CTR Filing
- Transaction Monitoring
- Fraud Detection
- KYC/CDD/EDD Reviews
- Risk Assessment & Analysis
- Negative News Screening
- OFAC & Sanctions Screening
- Regulatory Compliance (BSA/AML)
- Fraud Typologies (Structuring, Identity Theft, Rapid Movement of Funds)
- Data Analysis & Documentation
- Case Management
- Report Writing
- Actimize
- LexisNexis
- World-Check
- Salesforce
- Unit21
- Looker
- Microsoft Office (Excel, Word, PowerPoint)
Timeline
AML/Fraud Analyst
Morgan Stanley
03.2024 - Current
AML/KYC Analyst
Chase Bank
01.2021 - 02.2024