Kam Smith
Smoke Rise,GA
Summary
Compliance and risk management professional with over 10 years of experience in mortgage and credit operations. Expertise in federal regulations including RESPA, TILA, and ECOA, with a proven ability to enhance regulatory compliance and reduce operational risks. Recognized for leadership in compliance teams, driving productivity and effective task execution. Strong skills in policy development, problem-solving, and communication facilitate successful team collaboration and adherence to legal standards. Focused compliance manager bringing several years of experience managing activities, programs and resources to meet customer needs. Flexible and adaptable with superior communication, relationship management and influencing skills. Proven history of identifying issues, acquiring data and drawing conclusions to support resolution. Strong aptitude for leading teams to effectively address client needs and implement changes by supporting strategic initiatives.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Compliance Team Lead - Remote
NQM Funding LLC
Boca Raton, FL
09.2020 - 04.2025
- Conducted compliance audits to ensure adherence to CFPB and internal standards.
- Trained staff on regulatory updates and internal policies to improve compliance knowledge.
- Managed escalations, exceptions, and quality control measures to maintain operational integrity.
- Developed and implemented processes and protocols for monitoring compliance activities.
Director of Processing Operations - Remote
Legacy Home Loans
Tucker, GA
02.2018 - 09.2020
- Developed compliance-centric workflows and performance standards to enhance operational efficiency.
- Collaborated with legal and sales teams to ensure alignment with policies.
- Monitored adherence to service level agreements while facilitating cross-departmental coordination.
Project Manager - Remote
First California Mortgage
Petaluma, CA
06.2016 - 11.2018
- Managed projects ensuring compliance, budget adherence, and defined scope.
- Mitigated risks through proactive controls and regulatory oversight.
- Drafted progress reports for executive leadership team review.
- Created processes for successful project completion and implementation.
Fraud Analyst Lead
Imortgage
Scottsdale, AZ
01.2013 - 05.2016
- Investigated loan fraud, filing SARs, and supporting legal cases.
- Enhanced fraud prevention protocols to reduce financial loss.
- Traced money trails and analyzed documents in suspected fraudulent activities.
- Assisted in creating training materials for effective fraud prevention techniques.
Education
B.S. - Business Management
Western Governors University
Salt Lake City, UTSkills
- Regulatory compliance expertise (RESPA, TILA, ECOA)
- Risk assessment and internal auditing skills
- Fraud detection in mortgage processes
- Leadership in cross-functional teams
- Implementation of training programs and policies
- Audit management experience
- Fraud analysis techniques
- Project management skills
- Effective communication
- Team leadership
Accomplishments
Recognized at NQM Funding as the employee spotlight 2023
Certification
- NMLS 1613169
Technical Skills
Microsoft Windows, Adobe PDF, Excel, Python, Encompass
Timeline
Compliance Team Lead - Remote
NQM Funding LLC
09.2020 - 04.2025
Director of Processing Operations - Remote
Legacy Home Loans
02.2018 - 09.2020
Project Manager - Remote
First California Mortgage
06.2016 - 11.2018
Fraud Analyst Lead
Imortgage
01.2013 - 05.2016
B.S. - Business Management
Western Governors University
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